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Kristina Schreiber

Patrick Pommerening

Philipp Schoel

New Data Act

A Practitioner's Guide

How new technology is rapidly changing the nature of money and the way we pay A diverse and growing range of financial institutions and platforms—from PayPal and Venmo to WeChat, Alipay, and the brave new world of stablecoins—has harnessed new technology to disrupt the system of money and payments as we know it. Beyond Banks explains why this disruption holds out the promise of faster, cheaper, more convenient, and more secure payments, but also how it increasingly risks exposing consumers, businesses, and governments to the problem of bad money. Dan Awrey traces the origins of our current bundled system of banking, money, and payments. He explains why the problem of bad money—the result of antiquated and inadequate laws and regulation that fail to establish credible commitments to hold, transfer, or return a customer’s money on demand—requires that policymakers fundamentally rethink their approach toward the design of the laws and institutions at the heart of this system. He presents ways to effectively unbundle banking from money and payments, ensure the credibility of monetary commitments, and promote the stability of this system. Awrey also envisions a more forward-looking role for policymakers in encouraging greater technological experimentation, competition, and innovation in the realm of payments. Beyond Banks sheds critical light on the important but too often dysfunctional relationship among technology, regulation, and money, and lays the foundations for a safer, more nimble, and more inclusive system of money and payments.

Technology, Regulation, and the Future of Money

Beyond Banks

This book offers a comparative legal analysis of data protection frameworks in three of Asia’s most influential jurisdictions: China, Japan, and South Korea. As data privacy becomes a universal legal concern, regional approaches remain deeply shaped by divergent legal traditions, economic strategies, and governance philosophies. This volume examines how each country balances the competing interests of individual privacy, economic innovation, and public security in crafting and enforcing data protection laws.
 
Focusing on four major themes—(1) General Frameworks, (2) Biometric Data, (3) Artificial Intelligence, and (4) Cross-Border Data Transfers—the book explores how these countries address some of the most pressing and complex challenges in contemporary data protection law. Each chapter is written by legal scholars or practitioners with deep regional knowledge and comparative perspectives, offering both doctrinal analysis and practical insights drawn from real-world regulatory and litigation contexts.
Chapter 5 is available open access under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License via link.springer.com.

The Evolution of Data Protection Laws in China, Japan, and Korea

Kooperationswerke Beck - Hart

Article-by-Article Commentary

Data Act

Consumer data has long been the currency of the digital economy - but how is its value determined, who is permitted to trade it, and when do 'free' offers come at a price? This volume provides a comprehensive overview: the GDPR and the Data Act, common law perspectives, the review of terms and conditions ('ius pretium'), and the implications of monetisation for contract types and structures. In addition, the volume addresses issues of fairness beyond consumer protection, IoT data, market failure in the B2C sector, and the determination of data values (assets, data trading, databases).

The Value of Consumer Data in the Digital Economy

Law of the Digital Economy

Beck international

The Book Artificial Intelligence will profoundly shape the future economy and society. Whereas the potential benefits are notable and desirable, the risk of serious harm is considerable. The new EU AI Act 2024/1689 therefore seeks to provide a legal framework to regulate AI systems in the EU. Written by an international team of experts, this Article-by-Article Commentary provides a comprehensive analysis and explanation of each of the provisions of the AI Act to assist in the interpretation and application. Each commentary follows a clear and uniform structure, also providing key information on the function and context of each provision. Where appropriate, practice tips are also given. The Advantages at a Glance<ul><li>Comprehensive analysis</li><li>International team of renowned experts</li><li>Clear and uniform structure</li></ul> The Target Group For in-house counsel, legal practitioners, scholars, supervisory authorities, industry groups.

Artificial Intelligence Act

Schriften zum Recht der Digitalisierung

Stablecoins represent the next level of innovation in the crypto sector. In contrast to volatile crypto assets, they promise lasting stability, typically in relation to an official currency. In the absence of central bank digital currencies, they act as a functional image of central bank money in the crypto asset ecosystem and add a new form of money to the private monetary landscape. In this context, Felix-Julius Konow examines the European regulatory concept for stablecoins and compares the newly created e-money tokens with demand deposits, e-money and money market funds. They are characterized by their convertibility into central bank money at any time. Conversely, there are differences in the possible safeguarding concepts for the funds accepted. For e-money tokens, this interplay identifies their specific weaknesses that favor run risks, and regulatory proposals are presented to close these gaps.

Die Regulierung von E-Geld-Token der MiCAR zwischen Buchgeld, E-Geld und Geldmarktfonds

Stablecoins und Aufsichtsrecht

Law and Criminology (R0)

Elie Pierre Eid

A Brazilian Perspective

Self-Help as Method of Conflict Resolution

Peter Preuss

Simon Frank

Technologische Trends und betriebliche Informationssysteme

Wirtschaftsinformatik

The dissertation examines the legal framework governing state data access rights vis-à-vis private companies (business-to-government data sharing), with a particular focus on the fundamental rights protection of trade secrets. It starts from the observation that data-driven governmental decision-making is a key prerequisite for rational public-interest policy. At the same time, in the data society, a substantial share of highly granular data is stored in the silos of private companies. This data covers central areas of public responsibility - such as mobility, health, the environment, energy, and disaster management. Due to economic incentive structures, companies retain it on a de facto exclusive basis. This gives rise to an asymmetric data landscape in which the state's informational and intervention capacities are structurally limited. The author contrasts this finding with a doctrinal analysis of the conditions under which the state may access privately held data. takes this finding as the occasion for a doctrinal analysis of the conditions under which the state may access privately held data. At its core lies the tension between the public interest in evidence-based decision-making and state innovation policy on the one hand, and the fundamental rights protection of economic freedoms on the other.Trade secrets participate in the protection afforded by economic fundamental rights; unconditional state access is therefore precluded. Against this background, the author clarifies fundamental constitutional and administrative law questions concerning state data access rights. Economic approaches are additionally drawn upon to assess the impact of data access rights on innovation, competition, and the data economy.The dissertation analyses existing and emerging national and European regulatory approaches - in particular the Data Act - and develops criteria for designing state data access rights in conformity with fundamental rights. It demonstrates how the tension between the public interest in data access and private interests in data secrecy can be legally balanced, thereby contributing to the doctrinal classification of business-to-government data sharing within European digital and data law.

Staatlicher Datenzugang und grundrechtlicher Geschäftsgeheimnisschutz

Geheime Daten

Schriftenreihe zum IT- und Informationsrecht I Contributions to IT- and Information Law

Die Europäische Union wendet sich vom reinen Schutz der personenbezogenen Daten ab und forciert durch die Europäische Datenstrategie die Nutzung von Daten. Potenzial erkennt die Union dabei bei der Nutzung von IoT-Daten, deren Erschließung der Data Act ermöglichen soll. Soweit es sich dabei um personenbezogene Daten handelt, gerät die angestrebte Nutzung der Daten mit der Datenschutz-Grundverordnung in Konflikt. Darüber kann auch die von der Union gewählte Kollisionsnorm nicht hinwegtäuschen, nach der die DSGVO unberührt bleiben soll. Das Werk untersucht das Verhältnis beider Verordnungen und liefert einen Ausblick auf mögliche Gestaltungen und Grenzen der Datennutzung.

Eine Analyse der Auswirkungen der zivilrechtlichen Ansprüche auf Datenzugang und Datenweitergabe des Data Act auf die DSGVO

Data Act und Datenschutz

Münster Colloquia on EU Law and the Digital Economy

Münster Colloquia on EU Law and the Digital Economy X

Model Contract Clauses under the Data Act

New Data Act

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