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Mettre l'humain au coeur du changement

A Step-by-Step Guide to Giving Every Dollar a Job, Tracking Expenses, Finding Hidden Savings, and Eliminating Budget Anxiety.The core purpose of this book is to serve as an introductory and foundational chapter that achieves three main objectives:Define the Problem: Establish why traditional budgeting often fails and the negative emotional and financial consequences (debt, anxiety) this failure creates.Introduce the Solution: Present Zero-Based Budgeting (ZBB) as the definitive, effective solution to the problems identified.Provide a Foundation: Explain the fundamental core concept of ZBB ("giving every dollar a job") and provide a clear framework for understanding it through a comparison with traditional methods.

The Zero-Based Budgeting Blueprint

THRIVING IN THE BLACK

"Entertaining...&nbsp;The Baron of Wall Street helps to reclaim a major American financial figure from the shadows." –The Wall Street Journal The definitive biography of one of the most influential and innovative figures in the history of American finance who revolutionized Wall Street and whose story reads like a real-life Great Gatsby J.P. Morgan. John D. Rockefeller. Charles E. Mitchell. These are some of the most prominent icons of wealth and influence during the Roaring Twenties. Yet the one figure who has strangely escaped notice all these years is an enigmatic banker by the name of Clarence Dillon.&nbsp;In the dazzling 1920s,&nbsp;as he rose in wealth and influence,&nbsp;Dillon became one of the original behind-the-scenes players in Hollywood, and his contact list included everyone from Thomas Edison to Charlie Chaplin and Joseph P. Kennedy to FDR. Like many great figures in history, Dillon’s personality was complex and contradictory: he could be utterly ruthless and cold-blooded, yet he was also sophisticated and elegant.&nbsp;This immensely influential man left a lasting mark on the history of finance in America. Yet, strangely, he&nbsp;eluded the close attention of biographers and historians—until now. A revolutionary in finance, Clarence Dillon single-handedly: <ul> <li>Created modern bankruptcy law</li> <li>Pioneered leveraged buyouts</li> <li>Invented junk bonds</li> <li>Engineered some of the biggest mergers and acquisitions ever seen</li></ul> This first-ever complete inside look at&nbsp;Dillon and his life will fill a void in how we view the wild excesses of the Roaring Twenties, and how we understand the increasingly complex nexus between Wall Street and political power in our own time.&nbsp;The Baron of Wall Street&nbsp;is a vivid, novelistic account of Wall Street’s most formative years and its transformation through one&nbsp;dynamic and influential player in the financial world, highlighting his&nbsp;significant role in shaping US foreign policy today.

Clarence Dillon and the Making of the Modern Financial World

The Baron of Wall Street

A relatable personal finance guide that gives a fresh take on how to control your impulse spending so you can stick to a budget and pay off debt, without the guilt and shame of traditional financial advice—from the hosts of the beloved Frugal Friends podcast.There’s a lot of noise out there about how to spend (and not spend) your hard-earned money. But what if you made financial decisions based on what you value—instead of what others are telling you to value?This is the empowering approach Jen Smith and Jill Sirianni, hosts of the Frugal Friends podcast, want you to take to improve your spending habits. They believe you can value anything (yes, anything!), whether that’s a daily latte, fancy dinners out, or vacations. But, despite what social media is saying, you don’t value everything.The Frugal Friends’ wisdom comes from personal experience: Jen paid off $78,000 of debt in two years without a six-figure income, while Jill has a background in social work and downsized to an RV to pay off student loans. Together, their advice is both relatable and actionable.In their debut book, they share a plan for sifting through what’s not important to find the things you truly love spending money on. You’ll learn how to<ul><li>Analyze your current spending and identify what you value</li><li>Prioritize your values when you can’t afford everything</li><li>Identify the root causes of your impulse spending</li><li>Make your habit changes stick long-term</li></ul>From credit card and student loan debt to the rising costs of childcare and homes; it has never been more important to get control of your spending. Jen and Jill show you how to do it in a way that’s healthy, not shameful, while exploring topics like overconsumption, self-worth, and the insidious history behind our consumption-obsessed culture.If you want to reach your goals and feel good about your finances, Buy What You Love Without Going Broke offers a holistic approach to reshape the way you think about spending money.

Transform Your Spending and Get More of What Money Can’t Buy

Buy What You Love Without Going Broke

The Breakthrough Blueprint for Your Finances, Your Business, and Your Future

If you're holding this book, you're holding a financial revolution in print. Whether you're a CEO leading a multi-million-dollar company, a stay-at-home mom with a dream, a youth with ambition, a pastor seeking to empower your congregation, or an investor-novice or seasoned-this is the missing link between where you are and where you know you're called to be.

This isn't theory. It's a field manual for turning small beginnings into giant visions. Dr. Mikel Brown combines decades of entrepreneurial success, biblical insight, and real-world strategies to show you how to think, move, and prosper like the wealth-builders who change economies.

Inside, you'll discover how to:
Transform Your Mindset from consumer to creator-how wealthy people really think differently.
Identify and Multiply Streams of Income without sacrificing your faith, family, or focus.
Master Kingdom Economics-the divine financial system that outperforms the world financial systems.



Break the Poverty Pattern that quietly sabotages dreams and businesses and turn ideas into Enterprises that scale far beyond your lifetime.

Navigate Risk Like a Pro-what investors and financial planners wish you already knew. This book will: Pull you out of small thinking, Place you in the seat of financial mastery, and Push you into the life God designed for you.

Read it. Apply it. And watch your small seed become a financial forest. Because Money Principles for Increase is more than a book-it's your passport to unstoppable increase.

Money Principles for Increase

"Beyond Limits is moving, personal, insightful, and powerfully written. This book helps us to see people who seek abortions with clarity and compassion, as people in the real world, rather than as the objects of an abstract moral or political debate."—Diana Greene Foster, author of The Turnaway Study A compassionate perspective on late-term abortion that challenges preconceived notions of who gets abortions and why Within both the anti-abortion and pro-choice movements, third-trimester abortion is often stigmatized and misunderstood. For 20 years, Dr. Shelley Sella saw patients whose diverse backgrounds and circumstances led them to the same difficult decision: to end their pregnancies. Now, interweaving her own journey as a provider, Dr. Sella invites readers into a typical week at her clinic to demystify the experience. She shares the stories of people like · Clarissa, a mother of 2 whose third suffered a massive stroke in utero with no chance of recovery · Mary, a devoted Catholic whose fourth round of IVF offered a late-in-life chance at motherhood, only to be dashed by anomalous test results · Laura, a mother to 4 already whose bruised arms tell a painful story, one she couldn’t bring herself to write a fifth child into Beyond Limits is not just a testament to a standard of care grounded in competence, compassion, and sensitivity. It is also a call for a paradigm shift that moves beyond Dobbs, beyond Roe, beyond limits to provide care. And it is a tribute to the real people whose hearts, reasons, and stories are more complex than politicized conversations about abortion lead us to believe.

Stories of Third-Trimester Abortion Care

Beyond Limits

Most people were never taught how money actually works.

We learned how to survive financially-how to stretch a paycheck, juggle bills, and hope the month doesn't last longer than the money. But few of us were taught how to build wealth, own assets, and create financial security that lasts for generations.

In Money Moves: Waking Your Billionaire Citizen, financial coach and pastor Aaron M. Montague offers a powerful wake-up call and a practical roadmap for transforming the way you think about money.

This book will help you:
Discover where your money is quietly leaking away
Break the money mindsets that keep people stuck in financial struggle
Move from consumer thinking to ownership thinking
Create a simple system to give every dollar a purpose
Build savings, improve credit, and develop multiple income streams
Begin creating generational wealth for your family and community



At the heart of the book is a bold idea called the One-Dollar Revolution-the belief that small, consistent financial moves can create massive transformation when individuals and communities move together with purpose.

Whether you're starting from scratch, rebuilding your finances, or simply ready to move from survival to ownership, this book will help you make the money moves that change your future.

Your financial awakening starts here.

Waking Your Billionaire Citizen

Money Moves

This work comes from the mistaken idea that a debit card is limiting or restrictive. Being financially organized and prepared for life, the future, balance, and unexpected events is more than having credit or credit cards-it is about learning how to manage financial and economic resources, but above all, learning how to handle money: what you earn, what you spend, and what you save. Throughout the chapters, you will understand certain concepts, demystify others, and learn how to find a balance between your desires and your life plans, with a focus on financial and emotional stability. In the end, the reader will have undergone a true reprogramming of their financial and economic life and will carry with them, for the rest of their life, the knowledge they have read and applied.

DEBIT CARD

NEW YORK TIMES BESTSELLER • A revolutionary playbook for building generational wealth, no matter where you grew up—from the founders of the explosively popular podcast and financial literacy platform Earn Your Leisure You deserve to be rich. You deserve to make a purchase without fear that your check might bounce. You deserve to go on vacation. You deserve to care for loved ones without worrying about bills. You deserve to live the way you want, without reservations or fear. You deserve freedom—financial freedom. If you agree, you’ve come to the right place. We grew up in New York playing basketball together. As kids, both of us were fascinated by finance, curious about the stock market and how money moves among systems and pockets. But we began to notice that—for people in our community—hard work wasn’t enough. The system wasn’t set up to help people like us turn our hustle into lasting wealth. We started Earn Your Leisure to change that. We never could have imagined the response. Soon our little podcast started to feel more like a financial revolution. But a podcast can do only so much. This book is our answer to the thousands upon thousands of people who have asked us for a detailed blueprint. The key to earning your leisure is to see money as a strategic tool for wealth development. In You Deserve to Be Rich, you’ll learn how to: • Deal with the psychological toll of growing up living paycheck to paycheck. • Create income-building strategies outside your nine-to-five, from investing to side hustles. • Use passive income to put you in control of your time and lifestyle. • Master tax and insurance systems and identify (legal) loopholes to maximize wealth. • Navigate family financial drama and find ways to support your community. That’s just the start. This book is full of tips, insights, and stories about real people, just like you, who have used the tools of wealth building to overcome barriers and build the life they want. You deserve to be rich. This is the playbook to make it happen.

Master the Inner Game of Wealth and Claim Your Future

You Deserve to Be Rich

FEELING OVERWHELMED BY TAX CODE COMPLEXITY?

Every day you hustle in the fast-paced world of business. But at the end of the day, you wonder if you're keeping as much of your hard-earned money as you could be. Sound familiar? If so, it's your time to become a tax pro. Jeff Hockett has navigated the intricate maze of the tax code to build a successful accounting firm. Now he'll teach you to master the tax game too. As you delve into this book, you will discover Jeff's insights on tax game strategy, including:
How the IRS Thinks
The Rule of Reasonable and Necessary
Record Keeping Insights
Deductions and Write-Offs
Health Coverage Options
Retirement Strategies
Payroll and Estimated Taxes
And much more...


 
With unconventional wisdom on legally leveraging the tax code, this book is unlike any other tax guide you've come across. It's for the business owners overwhelmed by tax season, and the ambitious individuals who intend to make the tax code work for them.

The Tax Game Strategy is more than just a book-it's your opportunity to turn a burden into a boon. Redefine your relationship with the tax code and seize control of your financial future. Step into the power of strategic tax planning and keep more money in your pocket.

The Tax Game Strategy

'A masterclass in challenging assumptions and building ideas that create meaningful impact' - Jay Shetty, #1 New York Times bestselling author and host of On Purpose podcast Most people spend their lives solving small problems - following rules they never question, chasing goals they didn't choose, and accepting limits that don't actually exist. If you've ever felt you were meant to play a bigger game, this book shows you how. In Counterintuitive, Naveen Jain - serial entrepreneur, philanthropist, and founder of multiple billion-dollar companies - reveals the way of thinking that allowed him to consistently do what others believed was impossible. Jain shares that his success did not come from being smarter, luckier, or more connected. Instead, it came from asking better questions and challenging the conventional. Breakthrough success doesn't come from working harder within the system. It comes from stepping outside it entirely. It's thinking so big that problems become simpler. It's using imagination as a discipline, not a daydream. And it's choosing bold optimism when the world insists on cautious realism. This is not a book of tactics. It's a blueprint for a mindset shift. Inside, you'll discover:<ul><li>Why thinking bigger is often easier than thinking small - and why the world's most complex problems are the most solvable</li><li>How to unlearn the invisible rules that limit ambition, creativity, and impact</li><li>How to train your imagination to see opportunities where others see constraints</li><li>The counterintuitive principles Jain used to build billion-dollar companies, shape industries, and tackle global challenges</li></ul> Blending personal stories, hard-won lessons, and unconventional insights, Counterintuitive challenges you to stop settling for what you're told is realistic and start reaching for what's truly possible.

Unconventional Principles for Success in Life and Business

Counterintuitive

'Somewhere in the multiverse, innumerable possibilities are collapsing into infinite different realities. Am I happier in any of them? I still don't know. The answer to that question is just one more thing that $1.2 million could never buy.' In 2020, Alexander Hurst was 29 years old and broke, living as a writer in a cramped Paris flat-share. There were murmurs that a global pandemic was coming. Financial stability seemed unattainable, so far removed from his reality - the reality of the generation who came of age during the 2008 financial crisis. On a whim, he poured his meagre savings into highly risky options trading. Within a year this small set of stocks was worth $1.2 million. Enough to turn his life on its head - but not in the way he had imagined, as he began a slow motion descent into losing it all. In exploring Alexander's remarkable rise and fall from wealth, Generation Desperation grapples with the vital questions of our age: what do class and status mean in a late-stage capitalist society? Can everyone really build the life they want? Or is there a cost to pursuing money above everything? Generation Desperation is an urgent, unmissable fable for our times.

The must-read memoir of trading your way to a million dollars via Robinhood and WallStreetBets

Generation Desperation

Mettre l'humain au coeur du changement

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