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Imad Muratspahic

Credit Cards Explained

How credit card interest, APR, grace periods, and minimum payments work, plus how to use one without paying fees

Take destiny into your own hands and transform your life through positive change and thought.Manifest Your Dreams is a modern mystic's take on how you can use manifestation to attract what you want and live a more purposeful life.Full of spiritual practices and down-to-earth practical guidance, this book is a guide to how to meet the universe halfway through real world action. Connect to your heart's true desires and manifest love, money, purpose, healing and growth.

Rituals and Practices for Living Your Best Life

Manifest Your Dreams

How to Protect Your Legal Share When a Stepparent, Sibling, or Trustee Pressures You to Sign a Release

Don't Sign Away Your Inheritance

You know you have more to offer, but you're tired of waiting for a seat at the table to prove it. Most emerging leaders feel stuck in a holding pattern, believing that their ability to make an impact is capped by their current title or the person above them on the org chart. But influence isn't a reward for a promotion. It's a muscle you build in the mundane, everyday moments of your current role.In 90 Days to Grow Your Influence Clay Scroggins, bestselling author of How to Lead When You're Not in Charge, provides a daily roadmap for the "not-in-charge" leader. Drawing from his foundational work on leveraging influence without authority, this 90-day reader helps you navigate the tension of having great responsibility but very little power.Each day is designed to be a "snackable" but substantial 5-minute read, perfect for your morning coffee or the commute to the office. Through a mix of relatable stories, leadership metaphors, and spiritually grounded reflections, you'll learn how to: <ul><li>Understand Identity: Secure your worth in who you are, not just what you do or what your business card says.</li><li>Lead Yourself: Master the disciplines of self-awareness and emotional intelligence.</li><li>Choose Positivity: Cultivate a resilient, solution-oriented mindset that shifts the energy of every room you enter.</li><li>Think Critically: Stop being a passive observer and start solving problems.</li><li>Reject Passivity: Take ownership of the ground you're standing on today.</li><li>Challenge Well: Influence the leaders above you with relational equity and wisdom.</li></ul>Whether you are a new hire, a middle manager, or an aspiring executive, this book is your daily reminder that your seat on the org chart doesn't define your impact. You have everything you need to start leading right where you are. Real influence starts here.

Daily Habits for Leading from Any Level

90 Days to Grow Your Influence

"From healthcare facilities to call centers, fulfillment centers to factories, and restaurants to retail stores, companies are struggling to find or keep workers, because the jobs they offer are low-paying, stressful, and provide little chance for growth and success. Workers want good jobs, and many leaders want to provide them. But they don't think they can offer higher pay and more motivating work without hurting the bottom line. Most business leaders want to win with customers, but their companies are hobbled by a host of service and operational problems largely driven by high employee turnover--turnover that's partly driven by low pay. It is indeed a vicious cycle, and Zeynep Ton is here to show you the way out: why good jobs combined with strong operations lead to higher productivity and increased competitiveness for the business."--

How Great Companies Bring Dignity, Pay, and Meaning to Everyone's Work

The Case for Good Jobs

Generative AI Insights for Financial Decision Making

'This is the kind of book that makes you stop and think, “I wish I had read this years ago.”' –Reader review&nbsp; 'A great compass for understanding your inner drivers and solving your career development' – Reader review&nbsp; 'If you’re feeling lost this book is for you.' – Jo Emerson, The UK’s leading confidence coach NEGOTIATE LIFE ON YOUR OWN TERMS.&nbsp; &nbsp; In today’s fast-changing world, life is more uncertain than ever.¿The old road maps do not seem to work and many people are questioning what success really means. In moments like these, the ability to understand ourselves, define our dreams and negotiate our path forward is not a luxury: it is a necessity. &nbsp; &nbsp; Luckily, Associate Professor of Organisational Behaviour at University College London, Dr Sunny Lee, can help you achieve these goals with five essential rules.&nbsp;Packed with real-life examples and practical exercises you can use immediately, this book is your DIY manual for navigating pay-rise conversations, setting boundaries, planning career moves and much, much more.&nbsp; Turn obstacles into leverage and build a life that works on your terms with Your Next Move.&nbsp; ----------------------------------------------------------------------------- 'Blending behavioural science with real-world insights, Your Next Move is a practical, inspiring guide to navigating career and life transitions with purpose and strategy.' – Dr Tomas Chamorro-Premuzic, bestselling author and organisational psychologist

Five Rules to Negotiate Life on Your Terms

Your Next Move

YALSA Excellence in Nonfiction Award Finalist CCBC Choice“This work profiles women’s equality in sports like a book about women’s suffrage or education and provides a perspective on the historical and contemporary vantage point of those topics" -School Library JournalThis narrative nonfiction book by the award-winning author and journalist Elizabeth Rusch traces the evolution of the fight for equal pay, bringing this important rights issue in sports and in our culture to the attention of young readers.With the passage of Title IX in 1972, the doors opened for young women to play sports at a higher level. But for the women on the U.S. Women's National Soccer Team, being able to compete at an international level didn’t mean fair treatment and fair compensation.From economy-class airplane seats and inadequate lodging to minimal marketing and slashed wages, the women representing the United States at the Olympics, the World Cup, and other tournaments had reason to be fed up. They were expected to—and did—win, but they weren’t compensated for their talent and dedication. With the help of their union and in collaboration with the men’s team, they secured an equitable contract in 2022 that ultimately benefited both national teams as well as athletes of the future.With a narrative that includes player profiles and vignettes framed from team member perspectives, A Greater Goal illuminates the work, support, and grit needed to be treated with equality in a world that often undervalues the contributions of women.More than 250 women have played on the U.S. Women’s National Soccer Team, and most contributed to the battle for equal pay. This telling of their stories includes: <ul><li>Extensive Back Matter</li><li>A Call to Action</li><li>Additional Resources</li></ul>

The Epic Battle for Equal Pay in Women's Soccer-and Beyond

A Greater Goal

A CRICKETER BOOK OF THE YEAR. 'Superb' Matthew Syed, The Times 'Fascinating' The Observer 'Packed with sufficient statistical analysis to have the most ardent cricket geek purring with pleasure' Mail on Sunday 'An insightful, Hawk-Eye-like analysis of the numbers behind cricket' Financial Times An engaging tour of the modern game from an award-winning journalist and the economist who co-authored the bestselling Soccernomics. Why does England rely on private schools for their batters - but not their bowlers? How did demographics shape India's rise? Why have women often been the game's great innovators? Why does South Africa struggle to produce Black Test batters? And how does the weather impact who wins? Crickonomics explores all of this and much more - including how Jayasuriya and Gilchrist transformed Test batting but T20 didn't; English cricket's great missed opportunity to have a league structure like football; why batters are paid more than bowlers; how Afghanistan is transforming German cricket; what the rest of the world can learn from New Zealand and even the Barmy Army's importance to Test cricket. This incisive book will entertain and surprise all cricket lovers. It might even change how you watch the game.

The Anatomy of Modern Cricket: Shortlisted for the Sunday Times Sports Book Awards 2023

Crickonomics

Cash-Flow Planning for Freelancers, Creators, and Seasonal Workers

Irregular-Income Budget

Set a payment you can live with, see what a 72-month loan really costs, and choose between new

How Much Car You Can Afford

Essential insights that get to the heart of who you want to be as a leader and help you identify the actions that will take you there.

7 Essentials for Enduring Impact

What Great Leaders Do

Schriften des Instituts für Arbeits- und Wirtschaftsrecht der Universität zu Köln

Der EU-Gesetzgeber hat mit der Richtlinie 2041/2022 über angemessene Mindestlöhne in der Europäischen Union die Grenzen der sozialpolitischen Kompetenzen in bisher nicht gekannter Deutlichkeit herausgefordert. Art. 153 Abs. 5 AEUV entzieht dem EU-Gesetzgeber ausdrücklich die Kompetenz für das "Arbeitsentgelt". Vielfach wird die vor dem EuGH angefochtene (C-19/23) Mindestlohnrichtlinie als kompetenzwidrig angesehen. Vor dem Hintergrund dieses Kompetenzkonfliktes untersucht die Arbeit die Dogmatik der Bereichsausnahme für das "Arbeitsentgelt" in Art. 153 Abs. 5 AEUV und arbeitet dabei unter anderem deren Entstehungsgeschichte und Zwecke heraus. Die Arbeit zeigt auf, unter welchen Bedingungen eine EU-Mindestlohngesetzgebung kompetenzgemäß ist.

Europäischer Mindestlohn

Credit Cards Explained

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