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Julie Mehan

Emma Newman

Digital Ethics in the Age of AI

Navigating the ethical frontier today and beyond

&lt;p&gt;&lt;b&gt;Introduction&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapter 1: A digital world and ethics&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapter 2: 2024 – Digital technology disruption and AI&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapter 3: An overview of AI and generative AI – setting the stage&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapter 4: The role of AI and generative AI in misinformation and disinformation&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapter 5: AI and online disinhibition&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapter 6: Biased brains – Challenging all types of bias&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapter 7: AI and job displacement&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapter 8: AI imitation is not a form of flattery&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapter 9: Digital technology, AI, and privacy – Is anything really private anymore?&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapter 10: AI and autonomous things&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapter 11: AI is rewiring our society – And our behavior&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapter 12: AI regulation and policy – 2024 and beyond&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Chapter 13: What's next in AI?             &lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Appendix: AI terms you probably need to know&lt;/b&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Further reading&lt;/b&gt;&lt;/p&gt;


<p>
</p><div><div>Das erste Lexikon im Fintech-Bereich stellt mit über 800 Stichworten einschlägiges Know-how zur "Financial Technology" bereit und hilft damit bei der Klärung aktueller Begrifflichkeiten. Dem interdisziplinären Charakter der Fintech-Entwicklung zufolge sind die Begriffe an der Schnittstelle von (Wirtschafts-)Informatik, Finanzwissenschaft und Innovationsmanagement verortet. Die Fintech-Terminologie richtet sich dabei mit ihren konzise beschriebenen und mit anschaulichen Grafiken ergänzten Inhalten gleichermaßen an Studierende sowie Interessierte aus Wissenschaft und Praxis.</div><div><br></div><div>Die Autoren</div><div>Prof. Dr. Rainer Alt ist Professor für Wirtschaftsinformatik an der Universität Leipzig und Autor zahlreicher Publikationen im Fintech-Bereich.&nbsp;</div><div>Dr. Stefan Huch ist Senior Director bei Capgemini Invent und vertritt die Professur Digitalisierung von Unternehmensprozessen an der Hochschule Merseburg.</div><div><br></div><div>Würdigungen</div><div>"Aus meiner Sicht als Führungskraft einer global agierenden Bank ist das Fintech-Lexikon ein sehr gelungenes Nachschlagewerk, das alle relevanten Begrifflichkeiten in einer sehr verständlichen Art strukturiert darstellt und erläutert- eine gute Stütze, um in der Praxis die relevanten Begrifflichkeiten der Fintech-Szene im Überblick zu haben." Achim Lebeau, COO, DB Privat- und Firmenkunden AG</div><div>"Selbst gründen bedeutet in vielen Bereichen ins kalte Wasser geworfen zu werden. Man muss in kürzester Zeit zum Allround-Experten werden: im Sales, im Marketing, im Finance oder im Fundraising. Hier eine strukturierte Übersicht aller Begrifflichkeiten der Startup-Welt an der Hand zu haben, ist eine enorme Hilfe." Jenny Saft, Geschäftsführung und Co-Founderin, Oviavo GmbH</div><div>"Dieses Fintech-Lexikon bietet einen hervorragenden Orientierungsrahmen, indem es alle relevanten Begrifflichkeiten im Kontext der digitalisierten Finanzwelt aufgreift. Diese sind konsequent strukturiert und inverständlichen Worten definiert. Ein wertvoller Beitrag für die Praxis." Thomas Zerndt, CEO, Business Engineering Institute St. Gallen AG</div><p></p>
</div>

Dieses Buch hilft dem Leser im Umfeld der Digitalisierung bei der Begriffsklärung und stellt einschlägiges Know-how zur Verfügung.&nbsp;Was bedeutet 42? Was ist eine Subchain? Was ist der Unterschied zwischen Robotics und Artificial Intelligence? Der Schwerpunkt liegt dabei auf den Entwicklungen, die seit 2010 mit der Digitalisierung unter dem Namen "Financial Technology" eine zunehmende Verbreitung erlebt haben. Die Begrifflichkeiten umfassen grundlegende Begriffe, die Eingang in die allgemeine Sprache gefunden haben, wie etwa Artificial Intelligence oder Blockchain, aber auch fachspezifische Termini, die für das Verständnis der einzelnen Technologien notwendig sind (zum Beispiel 42, Nonce). Die Fintech-Terminologie bietet dem Leser einen konzisen und gleichzeitig anschaulich dargestellten alphabetisch geordneten Überblick mit den darin enthaltenen praxisorientierten Antworten.

Begriffe für die digitalisierte Finanzwelt

Fintech-Lexikon


<p>
Grasp how to deliver fully deployed and scalable, trusted and responsible AI and avoid expensive failed solutions and limited proof-of-concepts with this practical guide covering the lifecyle process of AI product development.</p>


Grasp how to deliver fully deployed and scalable, trusted and responsible AI and avoid expensive failed solutions and limited proof-of-concepts with this practical guide covering the lifecyle process of AI product development.

How Tech Leaders Can Build and Deploy Useful AI

AI Development

<i>Precarious Futures</i>
                &nbsp;explores the evolving and emerging relationship between crime and technology in an increasingly complex and interconnected world, along with its implications for new perceptions of crime and deviance. It evaluates the rise of the World Wide Web and the model of cybercrime, questions whether existing criminological thought offers relevance and efficacy in current circumstances, conditions and future predictions, and revisits the concept of Relative Deprivation and&nbsp;the underpinning social psychological and socio-political foundations of it. It argues that&nbsp;Relative Deprivation&nbsp;allied to post-industrial precarity provides a central platform for understanding crime and deviance in a hyper-connected and hyper-commercial neoliberal world.&nbsp;The book develops to explore current criminological and security conceptions of artificial intelligence, big data, crime and social control, as well as hacktivism, and how opportunities for crime have become ‘democratised’ and expanded through the Web. Drawing&nbsp;on empirical data, theoretical narratives and a review of the state of crime now and in a speculative near future, Hamerton and Webber discuss some potential directions for a new transdisciplinary critical criminology.&nbsp;
                <i>Precarious Futures</i>
                &nbsp;speaks to&nbsp;criminologists, sociologists and social theory scholars and students, as well as academics and professionals in associated technological fields such as cyber-security, computer science and web science.
                <p><b>Christopher Hamerton</b>
                    &nbsp;is&nbsp;Deputy Director of the Institute of Criminal Justice Research at the&nbsp;University of Southampton, UK.
                </p><p><b>Craig Webber</b>
                    &nbsp;is&nbsp;Head of the Department of Sociology, Social Policy and Criminology at the&nbsp;University of Southampton, UK.
                </p>

<i>Precarious Futures</i>
                &nbsp;explores the evolving and emerging relationship between crime and technology in an increasingly complex and interconnected world, along with its implications for new perceptions of crime and deviance. It evaluates the rise of the World Wide Web and the model of cybercrime, questions whether existing criminological thought offers relevance and efficacy in current circumstances, conditions and future predictions, and revisits the concept of Relative Deprivation and&nbsp;the underpinning social psychological and socio-political foundations of it. It argues that&nbsp;Relative Deprivation&nbsp;allied to post-industrial precarity provides a central platform for understanding crime and deviance in a hyper-connected and hyper-commercial neoliberal world.&nbsp;The book develops to explore current criminological and security conceptions of artificial intelligence, big data, crime and social control, as well as hacktivism, and how opportunities for crime have become‘democratised’ and expanded through the Web. Drawing&nbsp;on empirical data, theoretical narratives and a review of the state of crime now and in a speculative near future, Hamerton and Webber discuss some potential directions for a new transdisciplinary critical criminology.&nbsp;
                <i>Precarious Futures</i>
                &nbsp;speaks to&nbsp;criminologists, sociologists and social theory scholars and students, as well as academics and professionals in associated technological fields such as cyber-security, computer science and web science.

Crime, Technology and the Web

Precarious Futures


<p>
</p><p><b>Design AI-powered learning experiences that drive engagement, performance and measurable business impact.</b><br><b><br><i>Learning Experience Design</i></b> by <b>Donald Clark</b> is a strategic guide for senior learning professionals who need to modernize learning in an AI-driven world. As organizations adopt generative technologies, this book shows how to move beyond outdated course-led models and build adaptive, human-centred learning ecosystems. </p><p>Focusing on the evolving role of the learning designer, this updated edition combines learning science, data insight and AI capability to help you design scalable, personalized and effective learning strategies. Drawing on research and real-world examples, it addresses the critical challenges of engagement, ethics and skills sustainability. </p><p>You will learn how to: <br>-Design AI-enabled learning experiences that adapt to learner needs<br>- Use data, context and performance signals to personalize learning<br>- Integrate simulations, games and workflow learning effectively<br>- Employ ethical AI use and support sustainable skills development<br>&gt;This book equips you to lead the transformation of learning, delivering smarter, scalable and more impactful outcomes across your organization. </p><p><b><i>Themes include: </i></b><i>learning experience design, AI in learning, adaptive learning, workplace learning, learning strategy, performance support</i></p><p></p>


How to Build Effective Learning in the Age of AI

Learning Experience Design

AI and the Reinvention of Professional Services

The Future of Expertise


<p>
</p><p><b>This open access book critically analyses a wide range of consumer law issues generated or exacerbated by the Internet of Things.</b><br><br>The Internet of Things challenges many of the dichotomies which have shaped current laws: goods-services, hardware-software, tangible-intangible, online-offline. The book focuses on 4 specific challenges: things-as-service, liability, bricking of physical devices through software control, and the potential for enhanced personalisation, especially for digital assistants.<br><br>The chapters analyse specific applications such as smart homes, connected cars, and consumer wearables with a view to providing innovative solutions to the new challenges posed by the Internet of Things, and to steer the development of the Internet of Things in a fairer direction.<br><br>As well as offering an important analysis of the potential for smart consumer laws in the Internet of Things, the book also provides important insights into the growing divergence between Germany's and the UK's consumer laws since Brexit.<br><br><i>The ebook editions of this book are available open access under a CC BY 4.0 licence on bloomsburycollections.com. Open access was funded by UKRI (Arts and Humanities Research Council) and the German Research Foundation (DFG).</i></p><p></p>


Lessons from Germany and the United Kingdom

From Smart Technologies to Smart Consumer Law


<p>
<i>Energy Transition and Digital Transformation in the Arab Region: Shaping an Inclusive, Green Transformation in the Digital Age</i> addresses one of the most pressing challenges of our time: how Arab economies can simultaneously accelerate the energy transition, embrace digital transformation, and ensure affordability and inclusion. Historically reliant on hydrocarbons, the region now faces structural vulnerabilities, climate risks, and social inequalities. This reference provides a coherent framework to support policymakers, researchers, and practitioners in navigating these interconnected imperatives. The volume is structured into four sections. The first establishes foundations of energy transition and digital transformation, including affordability, policy landscapes, and SDG alignment. The second examines technological innovation, with chapters on artificial intelligence, smart grids, cybersecurity, digital twins, and circular economy models. The third section explores economic diversification and social impacts, covering labor markets, green jobs, gender and youth inclusion, and climate resilience. The final section addresses strategies, investments, and governance, including financing models, institutional reform, and regional cooperation, culminating in a roadmap for an inclusive and digitally enabled energy future.<br><br><i>Energy Transition and Digital Transformation in the Arab Region</i> benefits its audience by combining interdisciplinary insights with region-specific case studies and policy recommendations. It equips policymakers with frameworks for equitable energy reforms, guides practitioners in deploying emerging technologies for efficiency and resilience, and provides academics and students with original research and thematic synthesis. By aligning with the UN Sustainable Development Goals, this book is a strategic tool for advancing sustainable, inclusive, and competitive futures across Arab economies.</p>


Shaping an Inclusive, Green Transformation in the Digital Age

Energy Transition and Digital Transformation in the Arab Region


<p>
Entdecken Sie den Fachkommentar zur europäischen KI-Verordnung für Polizei und Sicherheitsbehörden in Deutschland!

Dieser Fachkommentar zur KI-Verordnung legt den Fokus auf die entscheidenden Vorschriften, die für die Sicherheitsbehörden von großer Bedeutung sind. Dabei werden die Regelungen im Kontext der aktuellen und zukünftigen technologischen Entwicklungen erläutert, die bereits heute in der Inneren Sicherheit eingesetzt werden und künftig noch stärker zum Tragen kommen dürften. Die Struktur des Kommentars orientiert sich an der Artikelstruktur der KI-VO. Um auch Lesenden aus der polizeilichen und sicherheitsbehördlichen Praxis einen attraktiven Zugang zu bieten, wird der Kommentar durch ein "Miniglossar" ergänzt. Dieses Glossar fasst die KI-rechtlichen Kernaspekte eines Sicherheitsthemas, wie z. B. "Videoüberwachung", unter Verweis auf die relevanten Vorschriften und Kommentierungsstellen in prägnanten Sätzen zusammen. 
Mit diesem Fachkommentar erhalten Polizei-, Geheimdienst- und andere Sicherheitsbehörden wie Schutz- und Kriminalpolizeien der Länder, Bundespolizei, Bundeskriminalamt, Verfassungsschutzbehörden, Bundes-nachrichtendienst und das Bundesamt für Sicherheit in der Informationstechnik eine fundierte und praxisnahe Orientierungshilfe im Bereich der KI-Verordnung für die Sicherheitsbehörden.
Das Buch ist ein unverzichtbares Werkzeug für alle, die sich mit Künstlicher Intelligenz im Sicherheitsbereich beschäftigen.

Eike Richter ist Professor für Öffentliches Recht an der Hochschule der Akademie der Polizei Hamburg mit den Schwerpunkten Recht der Digitalisierung und IT-Sicherheitsrecht.</p>


Kommentar für Polizei und Sicherheitsbehörden

KI-Verordnung und öffentliche Sicherheit

Scam World


<p>
</p><p><b>How the rise of AI agents--and other forms of autonomous intelligence--will transform every aspect of how companies create value and compete.</b></p><p>Companies have long operated with a basic assumption: intelligence is scarce. Talent is limited, expertise is expensive, and good judgment is hard to scale. But that world is ending.</p><p>AI agents are bringing a new form of labor into the enterprise--one that can work autonomously, learn continuously, and scale instantly. Their embodied counterparts, from drones to humanoid robots, are doing the same in the physical world. Together, these systems are introducing a new economic reality: cognition is becoming cheap, elastic, and abundant.</p><p>In <i>Abundant Intelligence</i>, Deloitte's Nitin Mittal and futurist Mike Walsh show what happens when intelligence becomes cheap and widely available. Drawing on inside access to the people leading AI transformations at the world's most powerful companies, they uncover how this shift is challenging every assumption about strategy, productivity, and leadership, and what organizations must do now to stay ahead.</p><p>As abundance becomes the new normal, the leader's job shifts from collecting intelligence to directing it. Those who learn to harness this expanding workforce of digital labor will unlock new levels of speed, creativity, and advantage. For everyone else, the gap will widen fast.</p><p></p>


How Digital Labor Will Rewrite the Rules of Business

Abundant Intelligence

The Strategy, Governance, and Economics of Agentic AI

Building an Agentic Organization


<p>
</p><p><b>What separates brands that lead their category from those still chasing it? Velocity - directional momentum built through community, AI and strategic speed.</b><br><i>Velocity Marketing</i> provides mid to senior marketing professionals with a comprehensive implementation system for building brands that compound. This practitioner's field manual bridges three decades of traditional brand-building principles with the systems, behaviours and community dynamics building the most valuable brands of the next decade. It translates complex emerging technology - AI, community mechanics, decentralised ownership - into immediately actionable marketing strategy.<br>Drawing on field-tested frameworks including the One Rule Formula, Velocity Loops and the Decentralised Brand Scorecard, every chapter delivers strategic depth alongside practical 'Monday Morning Moves' that teams can implement within days. Featuring real-world examples from Nike, Adidas, Lufthansa, Starbucks and other major organisations, this book demonstrates how forward-thinking brands are building compounding momentum through community collaboration, AI-enhanced operations and velocity-driven learning systems.<br>Whether you lead marketing at a Fortune 500 enterprise or a growth-stage mid-market organisation, Velocity Marketing is the definitive implementation guide for building brands that never stop earning their place.</p><p></p>


B2B Brand Building, Momentum and Category Leadership

Marketing at Velocity

Digital Ethics in the Age of AI

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