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Javadi T: Democratizing Wealth Creation

Democratizing Wealth Creation

Generative AI and the Changing Access to Financial Knowledge in Wealth Management

How the social organization of Europe and China shaped their divergent economic and political trajectories over the past millennium In the eleventh century, when Europe was still backward and poor, China was a rich and sophisticated civilization. Yet Europe became the birthplace of democracy and the Industrial Revolution, driving the Great Enrichment, while China stagnated until the end of the twentieth century and was always ruled by autocracies. Two Paths to Prosperity traces the emergence of two very different social organizations in premodern China and Europe--the clan and the corporation--showing how they were key factors in the economic and political divergence of these two great civilizations. In this landmark book, three leading economists offer a bold new account of why Europe and China evolved along such different trajectories. In the early Middle Ages, public goods like risk sharing, religious worship, education, and conflict resolution were provided by nonstate organizations in both societies. China increasingly relied on kin-based cooperation within clans, while weaker kinship ties in Europe gave rise to corporations such as guilds, universities, and self-governing towns. Despite performing similar functions, clans and corporations were built on very different principles--with lasting consequences until today. Providing a novel answer to a fundamental question in economic and political history, Two Paths to Prosperity shows how extended kinship in Chinese society facilitated the consolidation of autocracy and hindered innovation and economic development, and how corporations in Europe influenced emerging state institutions and set the stage for the Industrial Revolution.

Culture and Institutions in Europe and China, 1000–2000

Two Paths to Prosperity

This book examines earthquake risk, disaster governance, and urban resilience through the case of Istanbul, a megacity facing significant seismic threats. This book offers an interdisciplinary analysis of public policy, disaster management, governance, migration, social vulnerability, and technological innovation, providing practical insights for earthquake preparedness and risk reduction in large urban centers.Organized into four thematic parts, the volume explores the role of public institutions, state responsibilities, multi-actor governance, gender-sensitive disaster policies, and the continuity of public services. It further examines local government initiatives, civil society engagement, public–civil partnerships, migration and displacement scenarios, vulnerable populations, and disaster response planning. The final section highlights innovation, digital technologies, urban mobility forecasting, and startup-driven solutions for earthquake prediction and risk management. By focusing on Istanbul as a model case, this book is an essential resource for researchers, policymakers, practitioners, and students interested in disaster governance, earthquake preparedness, urban resilience, and sustainable cities.Fahri Özsungur
 is currently affiliated with Mersin University, Türkiye, where he serves in the Department of Social Work and Counseling. He graduated from Atatürk University Faculty of Law and earned his Ph.D. degrees from Hacettepe University in Family and Consumer Sciences, and Aksaray University, in Business. He also serves as a Higher Degrees by Research (HDR) Examiner and Ph.D. Examiner for the University of New England.
 Mortaza ChaychiSemsari
 is currently an independent researcher. He received his Bachelor's degree in Political Science and Public Administration from Tabriz University and his Master's degree from Atatürk University. His master's thesis focused on Central Asian energy policies and energy security. He completed his Ph.D. in Political Science and Public Administration at Istanbul University in 2023.

This book examines earthquake risk, disaster governance, and urban resilience through the case of Istanbul, a megacity facing significant seismic threats. This book offers an interdisciplinary analysis of public policy, disaster management, governance, migration, social vulnerability, and technological innovation, providing practical insights for earthquake preparedness and risk reduction in large urban centers.Organized into four thematic parts, the volume explores the role of public institutions, state responsibilities, multi-actor governance, gender-sensitive disaster policies, and the continuity of public services. It further examines local government initiatives, civil society engagement, public–civil partnerships, migration and displacement scenarios, vulnerable populations, and disaster response planning. The final section highlights innovation, digital technologies, urban mobility forecasting, and startup-driven solutions for earthquake prediction and risk management. By focusing on Istanbul as a model case, this book is an essential resource for researchers, policymakers, practitioners, and students interested in disaster governance, earthquake preparedness, urban resilience, and sustainable cities.

The Case of Istanbul

Risks, Policies, Strategies in Anticipating Earthquakes

For American workers, the social contract is broken. This book gives a firsthand view of where the breaks occurred, and a prescription for rebuilding it to give workers their due. With AI making the decisions and CEOs and moguls making the money, sometimes it seems that most workers today might as well be drones. If not for a long string of missed opportunities over the last 50 years, it might have been different. In Roads Not Taken, Thomas Kochan reviews the turning points where the social contract fractured and broke, reducing workers’ voices as well as their compensation, benefits, and status. And in the lessons learned from these historical examples, he identifies the foundation for building a new labor relations system that ensures workers will share in the benefits from AI and puts America on course for an innovative and durable social contract at work. As a longtime advisor to government, labor, and management leaders, Kochan offers an eyewitness perspective on the mounting mistakes made in America’s labor relations system beginning, roughly, with Ronald Reagan’s firing of striking air traffic controllers in 1981. His book makes a strong case for new strategies on the part of labor unions and other worker advocacy groups, business, and government—strategies not wedded to the legacy labor law and practice that have failed American workers for so long. Recasting the social contract on this basis, Kochan insists, is key to rebuilding our democracy and its institutions after the damage wrought in recent years.

For American workers, the social contract is broken. This book gives a firsthand view of where the breaks occurred, and a prescription for rebuilding it to give workers their due. With AI making the decisions and CEOs and moguls making the money, sometimes it seems that most workers today might as well be drones. If not for a long string of missed opportunities over the last 50 years, it might have been different. In Roads Not Taken, Thomas Kochan reviews the turning points where the social contract fractured and broke, reducing workers’ voices as well as their compensation, benefits, and status. And in the lessons learned from these historical examples, he identifies the foundation for building a new labor relations system that ensures workers will share in the benefits from AI and puts America on course for an innovative and durable social contract at work. As a longtime advisor to government, labor, and management leaders, Kochan offers an eyewitness perspective on the mounting mistakes made in America’s labor relations system beginning, roughly, with Ronald Reagan’s firing of striking air traffic controllers in 1981. His book makes a strong case for new strategies on the part of labor unions and other worker advocacy groups, business, and government—strategies not wedded to the legacy labor law and practice that have failed American workers for so long. Recasting the social contract on this basis, Kochan insists, is key to rebuilding our democracy and its institutions after the damage wrought in recent years.

Lessons for Building a New Social Contract at Work

Roads Not Taken

Frontiers in Economic History

This volume explores the hidden history of women's saving and investment practices in Spain from the 15th century to the present day. Despite legal and social limitations, women played active roles in building wealth, from early loan networks to modern corporate leadership.Through case studies and regional examples, the book explores how women navigated changing laws and financial systems, often finding creative ways to manage assets and invest. Whether as discreet shareholders, family lenders, or pioneering executives, women have long shaped Spain’s financial history.This book will appeal to students, scholars, and researchers of economic history, economics, and related disciplines who are interested in the history of women's saving and investment practices.&nbsp;

This volume explores the hidden history of women's saving and investment practices in Spain from the 15th century to the present day. Despite legal and social limitations, women played active roles in building wealth, from early loan networks to modern corporate leadership.Through case studies and regional examples, the book explores how women navigated changing laws and financial systems, often finding creative ways to manage assets and invest. Whether as discreet shareholders, family lenders, or pioneering executives, women have long shaped Spain’s financial history.This book will appeal to students, scholars, and researchers of economic history, economics, and related disciplines who are interested in the history of women's saving and investment practices.

A History of Women's Financial Agency

Women's Saving and Investment Practices in Spain, 15th–21st Centuries

Schriftenreihe zur Polizei- und Sicherheitsforschung

Dieser Sammelband enthält theoretische sowie quantitative und qualitative empirische Studien, die sich mit einigen aktuellen Herausforderungen im Polizeimanagement beschäftigen. Im Mittelpunkt stehen Themen wie Künstliche Intelligenz, Positive Leadership, Lernkultur, rationales Entscheiden und Innovation. Die Autorinnen und Autoren kombinieren dabei akademisches Know-how mit polizeilichem Erfahrungswissen und versuchen, wissenschaftlich solide und zugleich praxisrelevante Erklärungs- und Lösungsansätze für die vielfältigen Probleme in diesem Bereich zu finden. Die Zielgruppe besteht folglich aus Praktikern und Wissenschaftlern im Bereich des Polizeimanagements. Die Herausgeber Univ.-Prof. Dr. Rolf Ritsert ist Leiter des Fachgebiets „Betriebswirtschaftslehre - Public Management in der Polizei“ an der Deutschen Hochschule der Polizei in Münster.Univ.-Prof. Dr. Dr. Antonio Vera ist Leiter des Fachgebiets „Organisation und Personalmanagement in der Polizei“ an der Deutschen Hochschule der Polizei in Münster.

Dieser Sammelband enthält theoretische sowie quantitative und qualitative empirische Studien, die sich mit einigen aktuellen Herausforderungen im Polizeimanagement beschäftigen. Im Mittelpunkt stehen Themen wie Künstliche Intelligenz, Positive Leadership, Lernkultur, rationales Entscheiden und Innovation. Die Autorinnen und Autoren kombinieren dabei akademisches Know-how mit polizeilichem Erfahrungswissen und versuchen, wissenschaftlich solide und zugleich praxisrelevante Erklärungs- und Lösungsansätze für die vielfältigen Probleme in diesem Bereich zu finden. Die Zielgruppe besteht folglich aus Praktikern und Wissenschaftlern im Bereich des Polizeimanagements.

Perspektiven aus Forschung und Praxis

Impulse für eine moderne Polizei

The Promise and Peril of Navigating Our Agentic AI Future

When Machines Act

Der Rauswurf, die Zeit bei NeXT und das Comeback, das die Tech-Welt veränderte

Steve Jobs im Exil

Human creativity is a skill that can be cultivated over a person's lifetime, supporting imagination, adaptability, and resilience. Drawing from decades of established creativity scholarship, Human Creativity in the Age of AI offers a guide to begin and sustain this journey. Rather than treating AI as a technical add-on or substitute for human thinking, this book examines whether and how to integrate AI intentionally into the creative process. The result is a collection of practical frameworks and resources for strengthening human creative capacity. These are designed to help navigate human + AI co-creation and foster meaningful innovation in our technologically mediated world.Designed for flexibility, the book can be read cover to cover, explored chapter by chapter, or opened at any point for reflection, discovery, and practical application.

Human Creativity in the Age of AI

Identify strategic bottlenecks that concentrate wealth and learn to invest in them Choke Points: Investing in the Origins of Wealth, by Barron's Hall of Fame advisor Dryden Pence, reveals how great fortunes arise from controlling strategic bottlenecks where economic activity must flow. Drawing on three decades managing institutional capital and a decorated military intelligence career, Col. Pence translates elite investment philosophy into a narrative-driven framework that teaches ordinary investors to recognize pricing power before it becomes obvious. Built around the registered PENCE Choke Point framework, the book uses case studies spanning Rockefeller's railroad rebates, Apple's App Store, NVIDIA's AI infrastructure grip, and a four-company jet engine oligopoly to reveal how structural advantages create durable wealth. Readers learn to identify persistent margins, limited alternatives, controlled access, and unwavering demand, the characteristics that separate companies worth owning from the rest. Readers will also find: <ul> <li>A tested method for recognizing where money concentrates, drawn from institutional investment strategies rarely made accessible to individual investors</li> <li>Real-world stories showing how founders from Standard Oil to pharmaceutical dynasties identified and controlled strategic commercial bottlenecks</li> <li>A framework for distinguishing companies with durable pricing power from those lacking structural advantages in their markets</li> <li>Pattern recognition techniques adapted from military intelligence analysis, applied to reading the economic landscape for constraint and opportunity</li> <li>Guidance on participating in choke point economics through equity ownership without needing to build or manage businesses yourself</li> </ul> Choke Points is written for retail investors, high earners not yet rich, registered investment advisors, and financial advisors seeking a structural framework for wealth-building. It serves anyone who has followed conventional advice and wants a tested lens for identifying where real pricing power resides.

Choke Point Investing

Palgrave Studies of Entrepreneurship and Social Challenges in Developing Economies

This book offers an empirically grounded analysis of entrepreneurial decision-making under constraint in developing economies. Drawing on Jamaica's SME sector, it examines why strong entrepreneurial intention does not always become immediate start-up action and how feasibility, timing, exposure, finance, networks, informality, and institutional support shape whether entrepreneurs initiate, delay, enter in stages, or withhold action. These issues matter because, in many developing economies, entrepreneurship is not simply a lifestyle choice but a pathway to economic survival, inclusion, and opportunity. By integrating established entrepreneurship theory with evidence from a small-state context, the book offers globally relevant yet contextually grounded practical and theoretical guidance for scholars, policymakers, educators, and practitioners seeking to strengthen SME development, entrepreneurial support, and inclusive economic growth in developing economies.

This book offers an empirically grounded analysis of entrepreneurial decision-making under constraint in developing economies. Drawing on Jamaica’s SME sector, it examines why strong entrepreneurial intention does not always become immediate start-up action and how feasibility, timing, exposure, finance, networks, informality, and institutional support shape whether entrepreneurs initiate, delay, enter in stages, or withhold action. These issues matter because, in many developing economies, entrepreneurship is not simply a lifestyle choice but a pathway to economic survival, inclusion, and opportunity. By integrating established entrepreneurship theory with evidence from a small-state context, the book offers globally relevant yet contextually grounded practical and theoretical guidance for scholars, policymakers, educators, and practitioners seeking to strengthen SME development, entrepreneurial support, and inclusive economic growth in developing economies.

Lessons from Jamaica's SME Sector

Entrepreneurial Decision‑Making Under Constraint in Developing Economies

Das Ehrenamt - Engagement zielgerichtet fördern und stärken.

Innovationen im Ehrenamt sind dringend notwendig. Nicht nur demographische Veränderungen, sondern auch ein weitreichender Wertewandel führen zum Vereinssterben in unseren Kommunen. Es gilt, ehrenamtliches Engagement zu sichern und zu fördern und gleichzeitig Vereine zu stärken. Hier sind nicht nur die Büger:innen gefragt, sondern auch die Gemeinden selbst. Wie kann das Ehrenamt konkret gestärkt und wie können die Menschen zur Übernahme von Verantwortung in Vereinsvorständen motiviert werden? Welche Möglichkeiten haben die Kommunen, formell und informell mit Vereinen, Bürgerinitiativen und Interessengemeinschaften zu kooperieren?

Prof. Dr. Oliver Junk ist Professor für Kommunalrecht an der Hochschule Harz. Ehrenamtlich ist er Vorsitzender des Harzklubs e. V. In seinem Forschungsprojekt "VITAL" untersucht er aktuell in einem Zeitraum von zwei Jahren die Gelingensbedingungen für gute Kooperationen zwischen Kommunen und Ehrenamt und erstellt praxistaugliche Handlungsempfehlungen für Kommunen und Vereine.

Handbuch Ehrenamt - Engagement fördern und stärken

Reframe investing principles as life lessons to build lasting financial confidence In Femme and Fortune: Becoming and Staying a Wealthy Woman, Ayesha Ofori draws on her experience as a Goldman Sachs Wealth Advisor and founder of the UK's first female-focused investment platform to guide readers through a complete journey of investing. From fundamentals to advanced concepts, she reframes what building wealth really means for women. Each chapter transforms core investing principles-Equity, Risk, Diversification, Liquidity-into practical life lessons that reshape how readers approach money and self-worth. Femme and Fortune combines Ofori's elite wealth management insights with powerful personal anecdotes from women of all backgrounds, from CEOs to NHS nurses, offering diverse perspectives on financial confidence and ownership. Readers will also discover: <ul> <li>A new language for understanding investing, risk, and wealth building that connects financial concepts to everyday decision-making</li> <li>Practical, relatable steps to grow financial confidence drawn from the author's own wealth discovery journey</li> <li>Permission and frameworks to prioritize yourself financially, breaking patterns of playing small with your money and career</li> <li>Real stories from businesswomen, executives, and working professionals offering diverse perspectives on money, confidence, and ownership</li> <li>Insights from the elite world of wealth management made accessible through clear explanations and actionable guidance</li> </ul> Femme and Fortune is essential reading for women ready to take control of their financial futures. Whether new to investing or seeking to deepen existing knowledge, readers will find the clarity, confidence, and practical tools needed to build independent value and stop playing small.

Becoming and Staying a Wealthy Woman

Femme and Fortune

Democratizing Wealth Creation

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