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Owen Calloway: Debt Free

Debt Free

The No-Nonsense Personal Finance System for People Who Hate Personal Finance Build Security, Eliminate Debt, and Invest with Confidence - for anyone ready to take control of their money

'Riveting and enlightening, this book should be handed out to all humans as mandatory reading'- Stylist 'Fun, but still deeply, rigorously researched' - Professor Neil Shyminsky 'A true masterpiece. Rachel Barr has done a phenomenal job breaking down the complexities of the human mind' - Jeffrey Meltzer, LMHC 'Insightful and relatable. . . it's a resource I'll proudly keep on my shelf as a therapist' - Joshua Fletcher, anxiety therapist THE INSTANT IRISH TIMES BESTSELLER Your brain is the most remarkable thing in the known universe. Always trying to mend itself, and always trying to protect you, it's in a constant state of flux - adapting, reconfiguring, finding new pathways . . . And it has an astonishing capacity for recovery. Only it doesn't always get it right. Rachel Barr struggled through years of devastating loss, heartache, and uncertainty until neuroscience gave her the first spark of self-belief she had felt in her adult life - and proof that, because of the brain's near-infinite potential for neuroplastic change, it's never too late to carve out neural pathways to form new habits, new skills, and new ways of thinking. Whether you want to nerd-out on Neuroscientific acronyms, finally understand what's going on in your head, or take refuge in a book that's like a warm hug for your mind, How to Make Your Brain Your Best Friend is a delight-filled, evidence-based guide to taking better care of your brain - so it, in turn, will take better care of you.

A Neuroscientist's Guide to a Healthier, Happier Life

How to Make Your Brain Your Best Friend

A money confessional from The FT's columnist, Sunday Times bestselling author and Lorraine's money expert, Claer Barrett, uncovering all the things we don't talk about when it comes to money that plague our relationships with others. Should you share a bank account with the person you share a bed with? Why does your partner insist on splitting the bills 50:50 even though they earn twice as much as you do? Would you be mad if your parents left all of their money to your less successful sibling? And best of all, how do you even begin to talk about these things? A taboo-busting reveal of the financial dynamics that underpin our relationships with others - our friends, partners and families - How to Talk About Money reveals the hidden money dynamics that bubble unsaid and ruin our relationship and our chance of attaining financial independence. With unfiltered money confessionals, practical scripts and tools to counter the most common money pitfalls and Claer's trademark no-nonsense agony aunt advice, this book makes awkwardness about money a thing of the past allowing you to enjoy the good life with your loved ones.

Overcoming the Money Secrets that Keep Us and Our Relationships Stuck

How to Talk About Money

A personal chronicle of three key legal privacy battles that have defined the digital age and shaped the internet as we know it. From a seasoned leader in the field of digital privacy rights. Throughout her career, Cindy Cohn has been driven by a fundamental question: Can we still have private conversations if we live our lives online? Privacy’s Defender chronicles her thirty-year battle to protect our right to digital privacy and shows just how central this right is to all our other rights, including our ability to organize and make change in the world. Shattering the hypermasculine myth that our digital reality was solely the work of a handful of charismatic tech founders, the author weaves her own personal story with the history of Crypto Wars, FBI gag orders, and the post-9/11 surveillance state. She describes how she became a seasoned leader in the early digital rights movement, as well as how this work serendipitously helped her discover her birth parents and find her life partner. Along the way, she also details the development of the Electronic Frontier Foundation, which she grew from a ragtag group of lawyers and hackers into one of the most powerful digital rights organizations in the world. Part memoir and part legal history for the general reader, the book is a compelling testament to just how hard-won the privacy rights we now enjoy as tech users are, but also how crucial these rights are in our efforts to combat authoritarianism, grow democracy, and strengthen other human rights.

A personal chronicle of three key legal privacy battles that have defined the digital age and shaped the internet as we know it. From a seasoned leader in the field of digital privacy rights. Throughout her career, Cindy Cohn has been driven by a fundamental question: Can we still have private conversations if we live our lives online? Privacy’s Defender chronicles her thirty-year battle to protect our right to digital privacy and shows just how central this right is to all our other rights, including our ability to organize and make change in the world. Shattering the hypermasculine myth that our digital reality was solely the work of a handful of charismatic tech founders, the author weaves her own personal story with the history of Crypto Wars, FBI gag orders, and the post-9/11 surveillance state. She describes how she became a seasoned leader in the early digital rights movement, as well as how this work serendipitously helped her discover her birth parents and find her life partner. Along the way, she also details the development of the Electronic Frontier Foundation, which she grew from a ragtag group of lawyers and hackers into one of the most powerful digital rights organizations in the world. Part memoir and part legal history for the general reader, the book is a compelling testament to just how hard-won the privacy rights we now enjoy as tech users are, but also how crucial these rights are in our efforts to combat authoritarianism, grow democracy, and strengthen other human rights.

My Thirty-Year Fight Against Digital Surveillance

Privacy's Defender

For Dummies

Ulrico Hoepli

Indipendenza finanziaria for dummies

A practical method, backed by peer-reviewed research, for reimagining work to create your most distinctive, creative, energetic, and relatable professional self.In far too many organizations, the idea of bringing your 'full self' to the job is a liability.Emotion beyond enthusiasm for the task at hand is deemed unprofessional. Personal identity must be compressed into a carefully curated bio: relatable yet inoffensive.When people are conditioned to flatten the full social and emotional complexities of themselves, spirits dull and progress stalls, in life and in the workplace.But for a growing number of people, especially younger generations, this form of workplace culture no longer works. Surveys show that fewer individuals are willing to sacrifice their time and quality of life for a career, let alone an organization. With an increased focus on purpose, meaning, and mental health, many refuse to scrub their emotions, or the full range of their identities, to keep their professional lives separate.At the same time, in more progressive settings, the encouragement to bring people's full selves to work has sometimes unleashed more authenticity and personal revelation than managers and teams know how to handle.So how do we get it right?Lively and accessible, Human Mode features vibrant stories, expert insights, evidence-based techniques, and 'ah-ha' takeaways you can use immediately.Discover how to engage your inherent superpower - being immensely human - to unlock progress, connection, and achievement in your working life.

Unlock Your Unique Edge and Transform Your World of Work

Human Mode

An urgent rethinking of the Western approach to mental health, which treats the symptoms rather than the exploitative systems causing our distress—by a Rhodes Scholar and Harvard Medical School physician-anthropologist—offering lessons from the rest of the world. What if the mainstay of mental health care involved cancelling onerous debt, giving poor people free housing, and paying reparations to the descendants of slavery and colonialism? In Empire of Madness, Dr. Khameer Kidia re-evaluates the Western approach to mental health, which medicates symptoms instead of changing the structures that harm the human psyche. A physician and researcher whose own family suffers from the psychological effects of colonialism, Kidia highlights the limitations of the Western mental health model by reporting from the front lines of mental health crises at home, in the clinic, and during a decade of fieldwork. Clear-eyed and openhearted, Kidia asks the nuanced questions unaddressed by our current mental health model: How do history, culture, and politics shape mental distress? Are hoarding and burnout medical diagnoses or social problems? Why are schizophrenia outcomes sometimes better in poor countries without antipsychotics? Can a traditional healer treat mental illness better than a Western-trained clinician? For those living in poverty, can cash replace pills? With rigorous research, cutting analysis, and illuminating prose, Kidia invites us to reimagine mental health as a global idea where our wellbeing is mutual and everyone’s voice—patients, caregivers, and healthcare workers alike—matters.

An urgent rethinking of the Western approach to mental health, which treats the symptoms rather than the exploitative systems causing our distress—by a Rhodes Scholar and Harvard Medical School physician-anthropologist—offering lessons from the rest of the world. What if the mainstay of mental health care involved cancelling onerous debt, giving poor people free housing, and paying reparations to the descendants of slavery and colonialism? In Empire of Madness, Dr. Khameer Kidia re-evaluates the Western approach to mental health, which medicates symptoms instead of changing the structures that harm the human psyche. A physician and researcher whose own family suffers from the psychological effects of colonialism, Kidia highlights the limitations of the Western mental health model by reporting from the front lines of mental health crises at home, in the clinic, and during a decade of fieldwork. Clear-eyed and openhearted, Kidia asks the nuanced questions unaddressed by our current mental health model: How do history, culture, and politics shape mental distress? Are hoarding and burnout medical diagnoses or social problems? Why are schizophrenia outcomes sometimes better in poor countries without antipsychotics? Can a traditional healer treat mental illness better than a Western-trained clinician? For those living in poverty, can cash replace pills? With rigorous research, cutting analysis, and illuminating prose, Kidia invites us to reimagine mental health as a global idea where our wellbeing is mutual and everyone’s voice—patients, caregivers, and healthcare workers alike—matters.

Reimagining Western Mental Health Care for Everyone

Empire of Madness

Told over nine charged days, Sheer is the gripping tale of a controversial beauty mogul’s insatiable ambition and the slippery ground between empowerment and abuse of power. It’s 2015 and Maxine Thomas, the founder and creative director of the cult makeup company Reveal, has just been suspended by her own Board for a scandalous transgression. Housebound in her New York City apartment, where she awaits the verdict on her future, Max recounts her version of the events that have brought her to this moment. From her start as a precocious suburban child in the eighties to her decades as a workaholic visionary, Max proselytizes a sheer, dewy look—cosmetics through a female gaze—all while battling sexist investors, the whiplash of cultural change, and the mounting pressure to keep her sexuality a secret. But when Max’s story catches up to her present, she must contend with the cost of true transparency. Who has she become in her relentless pursuit of success? And what will happen if she loses it all?

Told over nine charged days, Sheer is the gripping tale of a controversial beauty mogul’s insatiable ambition and the slippery ground between empowerment and abuse of power. It’s 2015 and Maxine Thomas, the founder and creative director of the cult makeup company Reveal, has just been suspended by her own Board for a scandalous transgression. Housebound in her New York City apartment, where she awaits the verdict on her future, Max recounts her version of the events that have brought her to this moment. From her start as a precocious suburban child in the eighties to her decades as a workaholic visionary, Max proselytizes a sheer, dewy look—cosmetics through a female gaze—all while battling sexist investors, the whiplash of cultural change, and the mounting pressure to keep her sexuality a secret. But when Max’s story catches up to her present, she must contend with the cost of true transparency. Who has she become in her relentless pursuit of success? And what will happen if she loses it all?

A Novel

Sheer

From the acclaimed author of In Defence of Witches, a powerful exploration of self-blame, why women are prone to it, and what we can do about it. Many of us battle a relentless inner critic that whispers to us we are unworthy or inadequate. In How to Resist Guilt, a powerful manifesto about finding the courage to say no and replace ideas of duty with those of desire, Mona Chollet argues that we should protect our boundaries, demand what we deserve and enjoy the profound simplicity of just being. Delving into the insidious ways guilt is wielded as a tool by those with power and privilege, she dissects its origins, interrogates the nature of shame and why we feel it, and encourages us to fight back. 'Chollet has emerged as a quiet revolutionary, pushing back against the clichés and the patriarchy that shapes them' - The New York Times Translated from French by Emily Boyce.

On What's Holding Women Back

How to Resist Guilt

'For anyone who has wondered whether they'll ever be in charge of their emotions, this book has the answer: yes' - Angela Duckworth, author of Grit 'This book does much more than make sense of emotions - it breaks new ground on how to manage them' - Adam Grant, author of Think Again Whether it's anxiety about the dentist, boiling rage when we're stuck in traffic or devastation after a painful break-up, our lives are filled with situations that send us spiralling. But as difficult as our emotions can be, they are also a superpower. When they're activated in the right ways and at the right time, they function like an immune system, alerting us to our surroundings, telling us how to react to a situation and helping us make the right choices. But how do we make our emotions work for us rather than against us? Acclaimed psychologist Dr Ethan Kross has devoted his scientific career to answering this question. In Shift, he dispels common myths - for instance, that avoidance is toxic or that we should always strive to live in the moment - and provides a new framework for shifting our emotions so they don't take over our lives. Shift weaves groundbreaking research with riveting stories of people struggling and succeeding to manage their emotions - from a mother whose fear prompted her to make a spur-of-the-moment decision that would save her daughter's life mid-flight to a nuclear code-carrying Navy SEAL who learned how to embrace both joy and pain during a hellish training activity. Dr Kross shows us that we already have access to a wide array of tools and demonstrates how to harness them to be healthier and more successful. Filled with actionable advice, cutting-edge research and inspiring stories, Shift puts the power back into our hands, so we can control our emotions without them controlling us - and help others do the same. 'Packed with gems of wisdom and endless actionable advice on emotional regulation, Shift is essential reading for everyone. I couldn't put it down' - Chris Evans 'A revolutionary guide to mastering your emotional life' - Charles Duhigg, author of Supercommunicators

How to Manage Your Emotions so They Don’t Manage You

Shift

Burnout isn’t solved with perks—it’s solved with communication. Grounded in peer-reviewed research, Relational Energy shows leaders how to use everyday language to spark energy, revive exhausted teams, and build workplaces where people thrive. Every leader is dealing with burnout and looking for something they can actually do tomorrow morning, and this is it. In this book, leadership scholars Amy Young and Kim Cameron reveal how everyday communication creates relational energy, the powerful force that fuels engagement, creativity, resilience, health and well-being, and performance across teams. Drawing on research from positive psychology and decades of work with leaders and organizations, the authors show how simple shifts in communication can transform workplaces from drained and disconnected to energized and thriving. The best part is, these changes have big impact but come with no cost. In this book, leaders learn how to <ul><li>use the language of belonging to help employees feel valued, respected, and connected;</li><li>turn everyday conversations into sources of relational energy that boost motivation and performance;</li><li>build trust through respectful dialogue, listening, and authentic presence;</li><li>navigate difficult conversations without draining morale or relationships;</li><li>create positive team interactions that spread energy across organizations; and</li><li>replace burnout cultures with communication practices that spark engagement and well-being.</li></ul> Practical, research-driven, and immediately applicable, Relational Energy shows leaders how small changes in language can create extraordinary impact, recharging people, teams, and entire organizations.

Burnout isn’t solved with perks—it’s solved with communication. Grounded in peer-reviewed research, Relational Energy shows leaders how to use everyday language to spark energy, revive exhausted teams, and build workplaces where people thrive. Every leader is dealing with burnout and looking for something they can actually do tomorrow morning, and this is it. In this book, leadership scholars Amy Young and Kim Cameron reveal how everyday communication creates relational energy, the powerful force that fuels engagement, creativity, resilience, health and well-being, and performance across teams. Drawing on research from positive psychology and decades of work with leaders and organizations, the authors show how simple shifts in communication can transform workplaces from drained and disconnected to energized and thriving. The best part is, these changes have big impact but come with no cost. In this book, leaders learn how to <ul><li>use the language of belonging to help employees feel valued, respected, and connected;</li><li>turn everyday conversations into sources of relational energy that boost motivation and performance;</li><li>build trust through respectful dialogue, listening, and authentic presence;</li><li>navigate difficult conversations without draining morale or relationships;</li><li>create positive team interactions that spread energy across organizations; and</li><li>replace burnout cultures with communication practices that spark engagement and well-being.</li></ul> Practical, research-driven, and immediately applicable, Relational Energy shows leaders how small changes in language can create extraordinary impact, recharging people, teams, and entire organizations.

How to Beat Burnout and Ignite Your Team

Relational Energy

Zum Jahreswechsel 2025/2026&nbsp;sind zahlreiche neue Regelungen zu beachten, die Ihre Aufmerksamkeit erfordern! Der Steuer Check-up liefert Ihnen einen 
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 . Für die hohe inhaltliche Qualität dieses kompakten Ratgebers steht ein kompetentes Autorenteam&nbsp;der EY Tax GmbH Steuerberatungsgesellschaft.
 
 
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Zum Jahreswechsel 2025/2026&nbsp;sind zahlreiche neue Regelungen zu beachten, die Ihre Aufmerksamkeit erfordern! Der Steuer Check-up liefert Ihnen einen 
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 über die 
 steuerlichen Rechtsänderungenfür das Jahr 2026
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 Veranlagung 2025&nbsp;
 relevanten 
 Neuerungen aus Gesetzgebung, Rechtsprechung und Verwaltung
 . Für die hohe inhaltliche Qualität dieses kompakten Ratgebers steht ein kompetentes Autorenteam&nbsp;der EY Tax GmbH Steuerberatungsgesellschaft.
 Aus dem Inhalt:Rückblick
 auf steuerrechtliche Entwicklungen des Jahres 2025.
 Ausblick 
 auf Steueränderungen ab 2026.
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Steuer Check-up 2026

“The most distinctive voice in thrillers is back.”—Lucy Foley, #1 New York Times bestselling author of The Guest List and The Midnight Feast How did Joe Goldberg become Joe Goldberg? What led to his first love . . . first obsession . . . first kill? Find out in the highly anticipated prequel to New York Times bestselling author Caroline Kepnes’s hit You series, which inspired the blockbuster Netflix show. Joe Goldberg is ready for his life to start. He’s seventeen years old, working in Mr. Mooney’s bookshop, falling in love with every girl on the subway all while wondering who will be the one. He knows what he needs: A woman who will force him to get his GED, go to night school, and make something of himself. But who would ever fall in love with him? Then he spots it: MISSED CONNECTION, NYC Bookstore Babe. Someone is looking for Joe. And that someone is Vail Gunderson, a production assistant with a passion for rom-coms. The only catch: she’s twenty-four, which means that Joe has no choice but to lie about his age…and, naturally, nearly everything else in his life. Joe thinks he’s found true love, but when Vail needs more convincing that Joe is her happily ever after, he’s determined to convince her…no matter what it takes… With her incisive and darkly comedic prose, Caroline Kepnes captures Joe poised on the edge of manhood, entering the vicious, dog-eat-dog New York dating scene for the very first time, and buffeted by forces that will determine what kind of man he will become—and how he will write his own twisted love story.

“The most distinctive voice in thrillers is back.”—Lucy Foley, #1 New York Times bestselling author of The Guest List and The Midnight Feast How did Joe Goldberg become Joe Goldberg? What led to his first love . . . first obsession . . . first kill? Find out in the highly anticipated prequel to New York Times bestselling author Caroline Kepnes’s hit You series, which inspired the blockbuster Netflix show. Joe Goldberg is ready for his life to start. He’s seventeen years old, working in Mr. Mooney’s bookshop, falling in love with every girl on the subway all while wondering who will be the one. He knows what he needs: A woman who will force him to get his GED, go to night school, and make something of himself. But who would ever fall in love with him? Then he spots it: MISSED CONNECTION, NYC Bookstore Babe. Someone is looking for Joe. And that someone is Vail Gunderson, a production assistant with a passion for rom-coms. The only catch: she’s twenty-four, which means that Joe has no choice but to lie about his age…and, naturally, nearly everything else in his life. Joe thinks he’s found true love, but when Vail needs more convincing that Joe is her happily ever after, he’s determined to convince her…no matter what it takes… With her incisive and darkly comedic prose, Caroline Kepnes captures Joe poised on the edge of manhood, entering the vicious, dog-eat-dog New York dating scene for the very first time, and buffeted by forces that will determine what kind of man he will become—and how he will write his own twisted love story.

A Joe Goldberg Prequel

You First

Debt Free

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