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Cross J: Crypto Doesn't Care About Your
Feelings

Crypto Doesn't Care About Your Feelings

Surviving the 2026 Crash and Coming Out Ahead When Everyone Else Gave Up

Security, Audit and Leadership Series

Corporate governance is failing-not because boards lack intelligence, experience, or diligence, but because the systems they rely on no longer surface the information that truly matters.Across industries and jurisdictions, boards approve strategies, review risk lists, receive assurance reports, and comply with governance codes-yet remain blindsided by catastrophic failures. Safety collapses. Cultural scandals erupt. Financial integrity breaks down. Courts increasingly ask the same question after the fact: Why didn't the board know?Mission Critical Governance exposes the root cause of this failure: boards govern without a clearly defined purpose and without reliable oversight of the mission-critical objectives that determine enterprise survival and success.Drawing on decades of governance practice, landmark court decisions, behavioural science, and emerging regulatory expectations, this book challenges the dominant "checklist" model of governance and replaces it with a new architecture built for uncertainty. It introduces a practical, evidence-based framework that enables boards to:<ul> <li>Define and disclose board purpose with clarity and accountability</li> <li>Identify and oversee Mission-Critical Objectives (MCOs) </li> <li>Quantify and report uncertainty using Acceptable / Unacceptable Uncertainty thresholds</li> <li>Measure confidence in information through the Board Assurance Index (BAI) </li> <li>Integrate risk, assurance, culture, and performance into a single oversight system</li> <li>Break the destructive Don't Tell / Don't Ask governance syndrome</li> </ul>This is not a compliance manual. It is a redesign of governance itself-from ritual to responsibility, from risk lists to real oversight, from comfort to confidence.Written for board directors, executives, regulators, investors, auditors, and risk leaders, Mission-Critical Governance provides a clear roadmap for transforming governance into a disciplined, purpose-anchored system capable of earning trust, withstanding scrutiny, and guiding organizations through an era of relentless uncertainty.The question is no longer whether boards must govern differently. The question is whether they will lead-or wait for courts, crises, and capital markets to force the change.

Focusing on What Matters Most

Mission-Critical Governance

Money Matters: Everything You Should Have Learned in School, But Didn't

The new roadmap to financial longevity, from the longtime on-air financial editor on the TODAY show and AARP's personal finance columnist, Jean Chatzky: capitalize on the power of a paycheck to build a retirement you love A comfortable retirement is the American dream. Yet only 8% of people feel it's easy to achieve. Even if you have been saving money in your retirement accounts for decades, there are endless questions: Do you have enough money to retire? At what age? How much can you withdraw per year? With lifespans longer than ever, are you at risk of running out of money? The solution? A paycheck that lasts for the rest of your life: a Forever Paycheck. With the power of a Forever Paycheck comes a simple, revelatory truth: you can spend more, and enjoy your life more, than you think you can.&nbsp; It’s a revolutionary concept. The latest research shows that workers who’ve been diligently socking money into their 401(k)s and IRAs get to retirement and can’t bring themselves to spend. But when their money comes as a steady monthly paycheck, they feel much more confident in using it to enjoy life to the fullest.&nbsp;Many find they can spend double – with no risk of running out. The tools and the financial products exist to build a Forever Paycheck that’s right for you. Whether you plan to work to 50 or 75, have a small 401(k) or a large stock portfolio, like to take risks with your money or always play it safe, bestselling author and financial expert Jean Chatzky provides a step-by-step plan for making your money work for you. &nbsp; Written in collaboration with AARP, The Forever Paycheck is for you if:&nbsp; <ul><li>You want to be able to confidently spend in retirement without worrying about running out of money</li><li>The thought of your paycheck ending fills you with dread</li><li>You want a sanity check that your retirement plan will sustain you</li><li>You’re 40, 50 or 60 and really haven’t thought about a retirement plan yet</li><li>You want to be able to leave something for your kids (and/or causes) and still enjoy your money yourself</li></ul> Filled with insights on the changing landscape of financial products and practical advice for how to actually use them, The Forever Paycheck is packed with the information you need to plan for the future you want.

The new roadmap to financial longevity, from the longtime on-air financial editor on the TODAY show and AARP's personal finance columnist, Jean Chatzky: capitalize on the power of a paycheck to build a retirement you love A comfortable retirement is the American dream. Yet only 8% of people feel it's easy to achieve. Even if you have been saving money in your retirement accounts for decades, there are endless questions: Do you have enough money to retire? At what age? How much can you withdraw per year? With lifespans longer than ever, are you at risk of running out of money? The solution? A paycheck that lasts for the rest of your life: a Forever Paycheck. With the power of a Forever Paycheck comes a simple, revelatory truth: you can spend more, and enjoy your life more, than you think you can.&nbsp; It’s a revolutionary concept. The latest research shows that workers who’ve been diligently socking money into their 401(k)s and IRAs get to retirement and can’t bring themselves to spend. But when their money comes as a steady monthly paycheck, they feel much more confident in using it to enjoy life to the fullest.&nbsp;Many find they can spend double – with no risk of running out. The tools and the financial products exist to build a Forever Paycheck that’s right for you. Whether you plan to work to 50 or 75, have a small 401(k) or a large stock portfolio, like to take risks with your money or always play it safe, bestselling author and financial expert Jean Chatzky provides a step-by-step plan for making your money work for you. &nbsp; The Forever Paycheck is for you if:&nbsp; <ul><li>You want to be able to confidently spend in retirement without worrying about running out of money</li><li>The thought of your paycheck ending fills you with dread</li><li>You want a sanity check that your retirement plan will sustain you</li><li>You’re 40, 50 or 60 and really haven’t thought about a retirement plan yet</li><li>You want to be able to leave something for your kids (and/or causes) and still enjoy your money yourself</li></ul> Filled with insights on the changing landscape of financial products and practical advice for how to actually use them, The Forever Paycheck is packed with the information you need to plan for the future you want.

The New Retirement Strategy to Spend More, Worry Less, and Never Run Out of Money

The Forever Paycheck

Savior, Redeemer of My Soul

All your money questions answered--with new budgeting and compounding secrets! Managing Your Money All-in-One For Dummies is the ultimate resource for anyone looking to take control of their finances--at any age or stage of life. You'll get practical advice on budgeting, saving, investing, managing debt, online banking, taxes, estate planning, and more. This updated edition covers everything you need to navigate an uncertain economy and still come out ahead. Whether you're just starting out, recovering from financial setbacks, or planning for retirement, this Dummies guide offers easy-to-follow guidance to help you make the most of your money in today's fast-changing world. <ul> <li>Find all the information you need on budgeting, managing debt, and building (or rebuilding) your credit</li> <li>Uncover the secret of triple compounding and other concepts that will boost your finances</li> <li>Get started with investing, estate planning, and other financial musts</li> <li>Plan for the future with clear guidance on paying for college, preparing for retirement, and managing your estate</li> </ul> With this Dummies All-in-One guide, anyone can build a budget that works, manage money effectively, and build an independent, resilient financial life.

Managing Your Money All-In-One for Dummies

When Tyler Gardner first became a financial advisor, he realized that the industry cared more about commissions than education. Fed up, he began posting informational videos. No jargon, no gatekeeping, just honest financial education to help his now 4+ million followers build real wealth.Real wealth isn't someone else's formula or number. It's a life built with intention. It's confidence that your money is doing what you need it to. It's the flexibility to live how you want to-to confidently protect and grow your money, whether you're starting with $1,000 or $10 million.Drawing on vivid stories from two decades as an educator and financial advisor, Tyler helps you define your priority, understand your portfolio, and weather volatile markets to create and navigate greater wealth. Essential, practical, and readable, Real Wealth shows you how to make money work for you-instead of the other way around.

Make Money Work for You

Real Wealth

Your Journey to Financial Freedom&nbsp;stands out as a beacon of financial wisdom. This book goes beyond money—it's about mindset, empowerment, and designing a life you truly deserve.&nbsp;—Farnoosh Torabi, author of&nbsp;A Healthy State of Panic As a wife, mother of three and first-generation Jamaican immigrant, Jamila knows all too well the struggles of saving for tomorrow while spending liberally today. Her voice resonates with the dynamic and diverse population of everyday people who long to break free from smart-spending rules and money-saving ultimatums that reek of joylessness. Now, podcaster Jamila offers her seasoned expertise in&nbsp;Your Journey to Financial Freedom, providing readers with the resources they need to not only save for cake but eat it, too. Your Journey to Financial Freedom&nbsp;is a firm but kind guide to being your best financial self.&nbsp;—Erin Lowry, author of the Broke Millennial series A comprehensive guide to achieving true financial independence that empowers you to make informed money decisions.&nbsp;—Bola Sokunbi, author, founder and CEO of Clever Girl Finance

A Step-by-Step Guide to Achieving Wealth and Happiness

Your Journey to Financial Freedom

Jan Dash brings readers a unique guide to the theory and practice of quantitative finance and risk management, from basic fundamentals to state of the art innovations. Readers will also find a useful business-relevant, wide-ranging overview of essential climate change risks and mitigation opportunities. Personal 'Life as a Quant' stories, plus 'how to' and 'what it's like' examples, make topics come alive. Expanded, updated material is included, retaining the solid foundations of earlier editions.

Quantitative Finance, Climate Change, And Risk Management: A Physicist's Approach (Third Edition)

With its groundbreaking approach to financial management under dynamic conditions, this book equips readers with a new perspective on financial systems, moving beyond classical models to embrace the inherent uncertainties of markets.Since they assume a static environment, many traditional financial models fall short of capturing market dynamics, leading to poor outcomes. This book draws parallels between quantum mechanics and financial management to explain the erratic behavior of the world of finance. It uses quantum concepts including uncertainty, superposition, and entanglement that have been nurtured over time by renowned physicists. But rather than a deep dive into quantum mechanics or computations, it presents simple principles and recent case studies to illustrate them. The book's fresh analogies and illuminating thought experiments explain complex financial phenomena and guide readers to the flexible, dynamic mindset required for modern-day financial decision-making.This book is a must-read for finance professionals, corporate leaders, investors, and policymakers looking to navigate the unpredictability of modern financial world.

The CFO’s Survival Kit for an Uncertain World

Quantum Finance

Wie aus kleinen Summen ein Vermögen werden kannSimon Neumann, der Finanznerd, ist mit fast einer Million Followern einer der reichweitenstärksten Finanzfluencer im deutschsprachigen Raum. Er stellt die These auf, dass praktisch jede und jeder am Ende des Jahres deutlich mehr auf seinem Konto haben könnte. Die klassischen und unnötigen Geldfresser in unserem Alltag sind Versicherungen, Strom, Handyvertrag, Kontogebühren, Zinsen - alles Geld, das (besser) angelegt sein könnte. Denn das ist die Frage, die sich alle stellen: Wo soll das Geld herkommen, das ich anlegen soll? Auch zu Beginn scheinbar kleine Summen können mit der Zeit eine große Wirkung erzielen. Der Finanznerd zeigt natürlich auch, wie cleveres Anlegen - abhängig von der eigenen Risikofreudigkeit - wirklich geht. Damit aus 100 Euro einmal 100 000 werden - und mehr. 
Ein Buch, dessen Investition sich in kürzester Zeit rechnet.

In 7 Tagen mehr für immer | Die besten Finanztipps vom Finanznerd | Finfluencer Finanznerd über Vermögensaufbau, Geldanlage, Investitionen, ETF und Altersvorsorge

Dein Geld in Deinen Händen

With its groundbreaking approach to financial management under dynamic conditions, this book equips readers with a new perspective on financial systems, moving beyond classical models to embrace the inherent uncertainties of markets.

Banking and finance has emerged as a leading sector of the Indian economy. Notwithstanding this, due to its technical nature, the sector has by and large remained outside the purview of the uninitiated readers. The Routledge Handbook of Indian Banking and Finance is devoted to analytical accounts of various aspects of Indian banking and finance and tries to address this vacuum.Written in non-technical language by prominent academics and industry experts, each chapter explores the basic tenets and current challenges within Indian banking and finance across three core areas: institutions, markets, and regulation. Institutions cover issues relating to commercial banks, co-operative banks, technological aspects of banking, mutual funds, insurance, or financial inclusion. Various markets are covered as well, and these include equity, bond, commodities, private equity, forex, money, real estate finance, or alternative assets. The regulatory section addresses the regulation of banking, the risk management practices and norms in the banking sector, insurance, pension funds, the securities market, and the role of government in finance. The chapters provide a comprehensive narrative tracing the evolutionary chronicle of a particular segment of the financial sector while delving into current issues and speculating on the shape of things to come.Offering comprehensive coverage, this book will be a go-to resource for beginners and specialists alike. It will be of interest to those working with corporate finance, banking, finance, economics, business and industry, management and marketing, and banking- and finance-related law.

The Routledge Handbook of Indian Banking and Finance

Crypto Doesn't Care About Your Feelings

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