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Ratner Sandham I: Cash Stash Activity
Book: Life in the Real World

Cash Stash Activity Book: Life in the Real World

50+ Easy Money Savings Challenges to Pay Rent, Lose Debt, and Treat Yourself

Highly anticipated debut book from award-winning creator featured in Vogue, The Times, and The Telegraph. Frugal Chic is the complete guide to fixing your finances, protecting your time, and building your personal style, in 12 simple steps. Social media sensation and pioneer of the viral Instagram and TikTok movement 'Frugal Chic', Mia McGrath reveals how to build a life that feels stylish, intentional and financially secure. Drawing on behavioural psychology, philosophy, and her own journey from fashion obsessive to self-made saver, Mia reveals how modern life quietly erodes self-worth and fuels overspending. She explains why traditional budgeting advice fails, why identity matters more than discipline, and why true freedom comes from simplicity rather than restriction. In this relatable, life-changing guide, Mia shows: - how to shift your identity to intentional saver - why social media and overconsumption keep you stuck in emotional spending cycles - how to cultivate rituals, taste, and habits that reduce financial chaos - how to save and invest to grow your wealth with confidence Frugal Chic is not about penny-pinching, depriving yourself, or perfection. It's about spending intentionally on what matters to you most in life and building wealth for your future.

12 Habits for Building Wealth, Stylishly

Frugal Chic

Some connections uplift. Some deplete. All leave a mark.&nbsp;Lasting Footprints is a practical guide for professionals navigating work, leadership, and everyday relationships who want to become more intentional about the impact they have on others. Drawing on decades of experience in leadership development, organizational culture, and adult learning, Colleen Peterson blends research, real-world stories, and accessible insight to clarify what healthy relationships look like and what quietly erodes them.Positioned at the intersection of psychology, leadership, and human connection, Lasting Footprints helps emerging and experienced leaders understand the influence they carry across teams, careers, and personal relationships. It introduces a clear framework for identifying “skunks”—toxic patterns and draining dynamics that undermine trust, confidence, and collaboration—and offers practical ways to shift toward healthier interaction patterns.With reflection prompts and memorable models, the guidebook supports professionals in creating a Personal Connection Plan that strengthens both professional effectiveness and personal well-being. Rather than leaving relationships to chance, it encourages intentional choices that improve how people show up in every environment they move through.Grounded in research and real experience, Lasting Footprints challenges professionals to notice the impact they leave behind and shape their relationships with greater intention.&nbsp;

Finding Impactful Connections in Work, Leadership, and Life

Lasting Footprints

From the bestselling author of Rejection Proof, a guide to making hard actions easy by using pleasure - not willpower - to achieve your goals. Work can be fun. Focus can be automatic. And success can be easy.Most people think that because great achievements are difficult, they must also feel difficult. They resort to grind culture and sheer willpower, attempting to bully themselves into success, only to be left with broken dreams and diminished self-confidence. The truth is, great accomplishments are rarely achieved through mental toughness. Rather, the most successful people find a way to make hard actions feel easy.Drawing on twelve epic stories from history and pop culture, bestselling author Jia Jiang outlines the four pillars of Easy Discipline-Enjoyment, Artistry, Systems, and Yourself-so you can take hard actions on a consistent basis, love yourself in the process, and achieve life-changing results. You'll learn:- How to harness the power of the One Action Goal system. - Why creative constraints are your best friend. - How to generate momentum in your early actions to help you succeed later on. - How to actively control and curate media consumption to educate and inspire you toward your goal.A love letter to ambitious people everywhere who are disorganised, undisciplined, and distracted, Easy Discipline will give you the mindsets and tools to turn flaws into assets, obstacles into stepstones, and dreams into realities.

How to Make Ambitious Goals Feel Simple

Easy Discipline

Sleep isn't passive rest, but a critical driver of performance.In high-pressure environments, sleep is often the first thing to go. Long hours are treated as commitment. Pushing through is expected. But the cost builds, often in ways we don't immediately see, leading to distraction, poor decisions, emotional reactivity and missed signals.In this groundbreaking guide, sleep neuroscientist and executive advisor Els van der Helm, PhD, shows that sleep is not just a habit to optimise. It's a system to understand.Blending cutting-edge research with real-world stories and interviews - from global executives to frontline professionals - Dr van der Helm reframes sleep as a hidden driver of performance, resilience and leadership. Her practical, science-backed six-principle framework reveals how we can: <ul><li>Identify our chronotype and align our schedule with peak performance windows</li><li>Use chronotherapy to align work, energy, and recovery across the day</li><li>Understand how REM sleep supports emotional control, creativity, and decision-making - and how to protect it</li><li>Use strategic napping to recover faster and sustain high performance</li><li>Navigate periods of poor sleep, reducing the impact of bad nights and building long-term resilience</li><li>Become a 'sleep leader,' rethinking how work and life are structured to make sustained performance possible, at work and at home</li></ul> Perfect for leaders, ambitious professionals and anyone operating in high-demand environments, Sleep Intelligence offers a new way of thinking about sleep - and how we work, recover and live as a result.

The High-Performance Blueprint for Sharper Thinking

Sleep Intelligence

Most people never figure out how money really works-and spend the rest of their lives paying for it. But what if you had the blueprint? In the middle of an affordability crisis, the cost of housing, food, and daily essentials has skyrocketed. Worse, social media sells overnight success to anyone scrolling long enough. Written by a father and son with decades of real-world expertise, this book covers both the mindset that drives top performers and the fundamentals that turn a regular income into true financial freedom. From self-belief and goal-setting to compound interest, budgeting, and building assets that grow while you sleep, it gives you what most people spend a lifetime searching for. Inside, you'll discover: &nbsp;<ul><li>The mindset and habits of the top 1%</li><li>The Guaranteed Secret of Wealth that quietly builds a fortune</li><li>Why you can earn good money and still end up with nothing-and how to break that cycle</li><li>How to achieve financial independence and be in complete control of your future</li></ul> Read this book and you'll never think about money-and your own potential-the same again.

For Young People Who Refuse to Settle

The Beginner's Guide to Wealth

Your complete guide to Social Security retirement, Medicare or Medicaid benefits, and other federal benefitsIf you want to get the highest possible retirement or pension income-not to mention the best medical coverage-turn to Social Security, Medicare &amp; Government Pensions to discover the benefits you're entitled to and how to claim them as easily as possible.Navigate the complex and often daunting Social Security and Medicare systems using the resources and information in this complete guide. Learn about Medicare coverage, including Part D prescription drug coverage, and understand how Medicare Advantage and Medigap insurance plans work and which makes the most sense for you. Also learn how to claim disability benefits, veterans benefits, and federal retirement benefits.Bonus: If you're denied any medical treatment or benefits, this book teaches you how to file an appeal with Medicare, Social Security, or your state's Medicaid agency.This new edition has the latest benefit numbers for Social Security, Medicare, SSI, and veterans benefits and includes recent changes to Medicare and Medicaid coverage.

Get the Most Out of Your Retirement and Medical Benefits

Social Security, Medicare & Government Pensions

Harriman House Essentials

No Worries

A guide to organizational transformation targeting the country's trillion-dollar stagnancy problem-the "frozen middle" of corporate America-and offering strategies to overcome bureaucratic setbacks that hinder innovation, profit, and fulfillment Corporate America has a trillion-dollar problem: the frozen middle-paralysis in the critical layer of management caught between high-level leadership's vision and frontline employees' execution. This paralysis causes even the most promising initiatives to stall out. It traps passionate managers in inertia and stymies senior leadership. And every year it's costing companies billions. As experts in organizational transformation, Jimmy Leppert and Justin Wasserman have spent their careers figuring out how to thaw the frozen middle. Their consulting firm, Empactful Advisors, has led major organizations-including Chevron, Merck, and the Department of Defense-to generate more than $5 billion in cost savings and revenue growth. The key to their success comes from aligning senior leadership and middle management, using empathy and practical frameworks to illuminate the blocks that both sides face, and showing how they can shift from utter disconnect to collaborative goal setting that helps all parties-as well as the company-hit their targets. In Thaw, Leppert and Wasserman share their field-tested methods for turning strategic goals into tangible outcomes. Along the way, they offer a road map for employees at all levels to learn how to move through the bottlenecks that hold their organizations back and facilitate meaningful change. Middle managers will be empowered to unlock stalled careers, and senior leaders will learn how to galvanize their workforce and achieve bold, accelerated change. In the age of AI, a playbook for improving-and celebrating-human contribution is more essential than ever. Sharp, confident, and timely, Thaw is poised to be the definitive book on ending organizational paralysis and unlocking true potential.

Unfreeze Middle Management to Unlock Strategy, Innovation, and Growth

Thaw

**This edition will be released in March 2027. If you want to get a copy ahead of then, have a look at our hardback edition, released in May 2026.** 'If you're worried about wasting your life, read this book.' Rutger Bregman, author of Humankind A ridiculously in-depth guide to finding a fulfilling and impactful career in an age of AI. You have about 80,000 hours in your career: 40 hours a week, 50 weeks a year, for 40 years. This means your choice of career is the most important decision you'll ever make. Choose well, and you can have a more rewarding, interesting life, and also help solve some of the world's most pressing problems. Choose poorly, and you could waste decades. So what should you do? Most advice is based on no research, instead offering (misleading) platitudes like 'follow your passion'. It's surprisingly out of date, focusing on traditional paths rather than those most likely to thrive in an age of AI. And if you want to help others, the advice is even more simplistic: telling you to choose careers like nurse or doctor, when there are paths in which almost anyone can save more lives. In fact, some careers have hundreds of times more impact than others, but most of us have no idea which ones. Benjamin Todd is the founder of 80,000 Hours, a non-profit that's spent over ten years researching how to have a meaningful and impactful career. Here he introduces a tried-and-tested toolkit framework that has already led thousands of people to change their path. It covers:<ul><li>What really makes for a dream job, and why finding it probably doesn't involve 'following your passion'.</li><li>How to identify which global problems are most pressing, and why they might involve AI as much as climate change.</li><li>Which roles are likely to be automated, and how to ensure yours isn't among them.</li></ul> It's also full of practical tips and tools. You'll come away with a plan to use your 80,000 hours in a way that's rewarding and fulfils your potential to make a difference. 'This career guide is among the most thoughtful and grounded I've seen.' Cal Newport, author of Deep Work 'A remarkably rigorous guide about how to find that perfect career for you.' Ali Abdaal, author of Feel-Good Productivity 'Based on evidence and good sense, not platitudes.' Steven Pinker, author of The Better Angels of our Nature 'The most informative book you can read if you're stuck trying to make one of life's most important decisions.' Hannah Ritchie, author of Not the End of the World

How to Have a Fulfilling Career That Does Good

80,000 Hours

Ground to a halt? What you need is Impetus.Everyone gets stuck at some point in their working day. You don't know what to do next - or you do know, but just don't want to do it. And maybe there's no one there who can help.This is a book for that moment.Whatever's keeping you stuck - constraints, resistance, objections, ignorance, panic, boredom, weariness - Impetus offers you a compendium of practical and manageable actions for the quick next step that will get you unstuck. Small wins that will give you the momentum to get going, and keep going, so you can do the work that matters.Including a simple diagnostic tool to help you to choose the right tactic, real examples that show how it will help you and notes on the science to explain why, this book will get you moving again with confidence.Kathryn Bishop CBE FRSA is a director, NED, educator and consultant who has worked with teams in the public, private and voluntary sectors to get difficult things done. She has distilled into this book everything she has ever tried that worked to make progress with those problems.

Tiny tactics for making progress

Impetus

What if the key to success in a world of constant change was never really grit, or persistence - but curiosity? The modern era asks us to optimise ourselves into corners and build lives that run predictably while we stall inside. And the very blueprint we've been handed for success - one of relentless specialization - is not only incomplete, but completely counterproductive to a fulfilling life.Fusing groundbreaking research, elite business insights, and thrilling studies of history's greatest polymaths, Harvard educator Dr. T. Alexander Puutio uncovers the simple truth behind resilient, fulfilling lives: they're built in loops, not ladders.From Leonardo da Vinci to Steve Jobs, the people who shape the future don't follow straight lines - they explore widely, quit strategically, and stay flexible enough to keep becoming someone new.In a world that breaks ladders as fast as you can climb them, the code of curiosity offers a powerful model for thriving in uncertainty. Exploiting a loop of exploration, feedback and reinvention, curiosity is a force that supercharges our brain's capacity to learn and innovate. Those who can harness the cycle unlock not just a serious strategic edge, but a better way to cultivate a meaningful life.A joyful book that speaks to the meaning vacuum of modern life, The Curiosity Code upends the traditional pillars of self-development. Instead, it offers a bold, practical blueprint for navigating change, reclaiming agency, and building a life that evolves as fast as the world around you.

The Hidden Advantage of Curiosity in a World of Constant Change

The Curiosity Code

How to Master the Markets by Mastering Yourself

The Seven Virtues of Great Investors

Cash Stash Activity Book: Life in the Real World

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