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Goldman D: Budgeting Without a Paycheck

Budgeting Without a Paycheck

A Practical System for Freelancers, Creators, and Anyone With Irregular Income

FROM THE INTERNATIONAL BESTSELLING AUTHORS The ultimate handbook for becoming a master negotiator in any situation - The must-read new book from the authors of multi-million-copy bestseller Never Split the Difference' Fight Less, Win More is a massively useful book for just about anyone who has to deal with the desires, foibles, and idiosyncrasies of other human beings.' - Daniel Pink, #1 New York Times bestselling author of To Sell Is Human, Drive, and The Power of Regret You're in a negotiation right now. In fact, you've been negotiating all day. That email to your boss? Negotiation. That conversation with your teenager? Negotiation. That interaction with the barista who made your morning coffee? Negotiation too. Most people don't realise they're negotiating until it's too late - until they've already lost ground, damaged relationships, or walked away empty-handed. But what if you could transform every interaction into an opportunity to get what you want while making others feel valued? In this groundbreaking follow-up to the global bestseller Never Split the Difference, negotiation experts Jonathan B. Smith and Derek Gaunt reveal the missing piece that's been holding you back: a practical handbook for applying Tactical Empathy - the ability to understand and influence people at a level they don't even realise - to every sensitive conversation in your life. Discover how to: <ul><li>Begin disarming defences by making your counterpart feel genuinely understood.</li><li>Acquire critical information by mastering the 5 Levels of Listening that uncover hidden motivations</li><li>Spot game-changing 'Black Swans' that swing seemingly impossible negotiations to your advantage</li><li>Defuse tension and navigate high-pressure situations with confidence using the Core Four skills</li><li>Get more of what you want without burning bridges or compromising your integrity</li></ul> Forged in high-stakes hostage crises and refined in thousands of business negotiations, these field-tested techniques aren't based on academic theory - they're proven methods that work when the pressure is on. This book isn't about tricks or manipulative tactics or winning at all costs. It's about a fundamental shift in how you approach human interaction: It's not about you - it's about them. When you master this mindset and the practical skills that flow from it, you'll transform not just your negotiations but your entire life. You'll resolve conflicts faster, build stronger relationships, and achieve outcomes you never thought possible. Inside you'll find: <ul><li>Real-world case studies showing how these skills work in everyday situations</li><li>Step-by-step guidance for implementing each technique</li><li>Low-stakes practice exercises to build your confidence</li><li>Actionable strategies for identifying and overcoming common negotiation traps</li></ul> Stop leaving money on the table. Stop enduring unnecessary conflict. Stop accepting less than you deserve. This isn't just another business book-it's the missing manual for every negotiation in your life. Get your copy of Fight Less, Win More today and start turning every conversation into a path to success. ______ Praise for Never Split the Difference: 'Such a great book that is relevant to more than just FBI negotiations: it's relevant to my relationship with my partner, to my business, to everything in between.' Steven Bartlett, entrepreneur and host of the Diary of a CEO podcast 'It's rare that a book is so gripping and entertaining while still being actionable and applicable.' Inc. 'A business book you won't be able to put down.' Fortune

How Master Negotiators Influence Hearts, Minds, And Deals

Fight Less, Win More

Harriman House

Let's face it; there are probably a million and one other things you'd prefer to do than talk about money. Even tackling that huge pile of ironing may seem more inviting than facing the fact that your finances are in a mess and you don't know what to do about it. But you're a sensible person and you know that burying your head in the sand won't help your situation. If you're in a never-ending cycle of debt repayment and trying to keep up with the bills, this book is a must for you. Ambrina was where you are now, but she learned how to manage her money and pay off her £21k of debt - she's here to help you do the same. Say goodbye to sleepless nights and to feelings of shame and despair, and say hello to a new you! A you who budgets, tracks your expenses, and saves money with every pay cheque. A you who no longer needs to resort to debt to cover your everyday expenses. Money talk doesn't have to be intimidating, stressful, or boring. In The Money Fix, Ambrina brings humour and wit to the dreaded subject of personal finance and gently guides you through navigating your way to a more empowering future.

A Simple Plan to Budget, Save, and Get Out of Debt for Good

The Money Fix

This book responds to the dynamics of the currently much changed financial market environment by providing a text that presents a more up-to-date description of financial markets – one that offers more current insight into the behaviour of financial markets and financial sector institutions than is currently represented in available books on the subject.

Financial Markets and Institutions

The Science of Speaking Up, Taking Risks, and Building a High-Performing Team

The Last 8%

We used to go to work to learn to do the job. Now learning IS the job. Whatever your career, staying relevant and adaptable is essential to your success. And your unexpected role model for learning at work? A lobster. In Learn Like a Lobster, Sunday Times bestselling authors Helen Tupper and Sarah Ellis explore the unexpected parallels between lobsters and lifelong learning: <ul><li>Lobsters never stop growing - and neither should you</li><li>Lobsters grow through hard moments - use your challenges to uncover new learning </li><li>Lobsters fuel their own growth - don't wait to be taught, create your own opportunities to learn </li></ul> Learn Like a Lobster shows how to make learning an easy and energising part of every working day. It's a must-read for anyone who wants to develop in their career in a way that feels meaningful and motivating. Whether you are someone who is ambitious to grow or you're not sure about where to start, Learn Like a Lobster offers the practical skills, tools and motivation you need for career progression and fulfilment. Because when we learn, we grow.

Grow as you go, fuel your own progress, accelerate your career

Learn Like a Lobster

24 Principles to Help You Get Out of Your Own Way

Just F*cking Do It

“Sage advice about how to bring out the best in others—and yourself.” —Adam Grant, #1 New York Times bestselling author of Think Again and Hidden Potential Become the boss everyone wants to work for in this must-read guide from top executive coach Sabina Nawaz. Whether you’re an executive or newly promoted to manager, you’re most likely succeeding at your job, but may wonder if you are reaching your full potential as a boss. Most top performers suspect they aren’t, and Sabina Nawaz, former Microsoft executive and elite Fortune 500 coach, says they’re usually right. But it’s often hard to recognize the problem or know how to address it. Nawaz taps her experience and proprietary data from executives at Amazon, Microsoft, Google, Motorola, Nordstrom, the United Nations, and more, to offer managers everything they need to know to succeed at the job. Her work reveals that as our job expands, the added pressure to perform can cause us to act out of character, and our increased power can blind us to the impact of those actions. Even the most well-intentioned manager can quickly become the boss nobody wants to work for. You’re the Boss is your executive coach. It offers a fresh, evidence-based framework for managing pressure and power with grace and intelligence. These proven strategies guide you to anticipate the unavoidable hazards of leadership without changing who you are. Discover a powerful new way to manage yourself and others to become the boss you want to be—and others need.

Become the Manager You Want to Be (and Others Need)

You're the Boss

You know you have more to offer, but you're tired of waiting for a seat at the table to prove it. Most emerging leaders feel stuck in a holding pattern, believing that their ability to make an impact is capped by their current title or the person above them on the org chart. But influence isn't a reward for a promotion. It's a muscle you build in the mundane, everyday moments of your current role.In 90 Days to Grow Your Influence Clay Scroggins, bestselling author of How to Lead When You're Not in Charge, provides a daily roadmap for the "not-in-charge" leader. Drawing from his foundational work on leveraging influence without authority, this 90-day reader helps you navigate the tension of having great responsibility but very little power.Each day is designed to be a "snackable" but substantial 5-minute read, perfect for your morning coffee or the commute to the office. Through a mix of relatable stories, leadership metaphors, and spiritually grounded reflections, you'll learn how to: <ul><li>Understand Identity: Secure your worth in who you are, not just what you do or what your business card says.</li><li>Lead Yourself: Master the disciplines of self-awareness and emotional intelligence.</li><li>Choose Positivity: Cultivate a resilient, solution-oriented mindset that shifts the energy of every room you enter.</li><li>Think Critically: Stop being a passive observer and start solving problems.</li><li>Reject Passivity: Take ownership of the ground you're standing on today.</li><li>Challenge Well: Influence the leaders above you with relational equity and wisdom.</li></ul>Whether you are a new hire, a middle manager, or an aspiring executive, this book is your daily reminder that your seat on the org chart doesn't define your impact. You have everything you need to start leading right where you are. Real influence starts here.

You know you have more to offer, but you're tired of waiting for a seat at the table to prove it. Most emerging leaders feel stuck in a holding pattern, believing that their ability to make an impact is capped by their current title or the person above them on the org chart. But influence isn't a reward for a promotion. It's a muscle you build in the mundane, everyday moments of your current role.In 90 Days to Grow Your Influence Clay Scroggins, bestselling author of How to Lead When You're Not in Charge, provides a daily roadmap for the "not-in-charge" leader. Drawing from his foundational work on leveraging influence without authority, this 90-day reader helps you navigate the tension of having great responsibility but very little power.Each day is designed to be a "snackable" but substantial 5-minute read, perfect for your morning coffee or the commute to the office. Through a mix of relatable stories, leadership metaphors, and spiritually grounded reflections, you'll learn how to:<ul><li>Understand Identity: Secure your worth in who you are, not just what you do or what your business card says.</li><li>Lead Yourself: Master the disciplines of self-awareness and emotional intelligence.</li><li>Choose Positivity: Cultivate a resilient, solution-oriented mindset that shifts the energy of every room you enter.</li><li>Think Critically: Stop being a passive observer and start solving problems.</li><li>Reject Passivity: Take ownership of the ground you're standing on today.</li><li>Challenge Well: Influence the leaders above you with relational equity and wisdom.</li></ul>Whether you are a new hire, a middle manager, or an aspiring executive, this book is your daily reminder that your seat on the org chart doesn't define your impact. You have everything you need to start leading right where you are. Real influence starts here.

Daily Habits for Leading from Any Level

90 Days to Grow Your Influence

A Plain English Guide to Thinking Globally and Investing Wisely: The life-changing personal finance and investment bestseller

How to Own the World

Lessons from a Wealth-Building Minimalist

Making More with Less

An inspiring, modern guide to finding purpose, direction and fulfilment at work, from TikTok's Creator of the Year 2025. In The Career Ladder, Max Klymenko revolutionises how we think about work by drawing on interviews with over 2000 professionals - from world leaders and astronauts to graffiti artists and teachers. This isn't just another career guide filled with outdated advice; it's a fresh, human approach to discovering what meaningful work looks like for you. Klymenko challenges the traditional career playbook, showing you how to identify work that sparks genuine excitement, aligns with your life goals and futureproofs you for the AI age. Whether you want to travel the world, help people, or pursue something completely unconventional, this book helps you build a career to match the life you actually want. Packed with real stories, interactive elements, and practical insights from Max's viral Career Ladder series that has captivated millions.

The Career Ladder

Most people never figure out how money really works--and spend the rest of their lives paying for it.But what if you had the blueprint?In the middle of an affordability crisis, the cost of housing, food, and daily essentials has skyrocketed. Worse, social media sells overnight success to anyone scrolling long enough.Written by a father and son with decades of real-world expertise, this book covers both the mindset that drives top performers and the fundamentals that turn a regular income into true financial freedom.From self-belief and goal-setting to compound interest, budgeting, and building assets that grow while you sleep, it gives you what most people spend a lifetime searching for.Inside, you'll discover: <ul><li>The mindset and habits of the top 1%</li><li>The Guaranteed Secret of Wealth that quietly builds a fortune</li><li>Why you can earn good money and still end up with nothing--and how to break that cycle</li><li>How to achieve financial independence and be in complete control of your future</li></ul>Read this book and you'll never think about money--and your own potential--the same again.

For Young People Who Refuse to Settle

The Beginner's Guide to Wealth

Budgeting Without a Paycheck

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