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Nomos Universitätsschriften - Recht

Jonathan Schramm

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Die Versetzung einer Richter:in in den Ruhestand nach § 31 DRiG

The cyclical component (
 Konjunkturkomponente
 ) of the German Basic Law constitutes, alongside the structural component (
 Strukturkomponente
 ) and emergency borrowing, one of three borrowing authorizations of the 
 Schuldenbremse
 (debt brake). It enables the federal and state budget legislators to incur debt depending on overall economic developments. Strengthening the Keynesian orientation of fiscal policy since the 1960s, it has simultaneously departed from the original concept of global economic steering (
 Globalsteuerung
 ), establishing new standards and objectives within the binding framework of constitutional law and making them verifiable.
 

 If the expected economic development deviates from normal conditions, borrowing and repayment become mandatory. The scope and timing of such borrowing are numerically determined through a procedure defined by statute and aligned with European law. This procedure takes into account that the cyclical component serves the functioning of automatic stabilizers and requires a symmetric balance of debt over the medium to long term. Thus, the cyclical component no longer aims at economic growth but rather at a stationary economy, foregoing any fiscal stimulus for an upswing. It divides the state's borrowing capacity into structural and cyclical parts, thereby assigning investment to the structural component within the framework considered sustainable under European law, granting cyclical debt a temporary character, and permitting further fiscal interventions only in cases of constitutional fiscal emergency.

Die konjunkturbedingte Kreditaufnahme im System der Kreditermächtigungen, europarechtlichen und gesamtwirtschaftlichen Verpflichtungen der Finanzverfassung

Die Konjunkturkomponente des Grundgesetzes

Reverse Mortgages explains how Home Equity Conversion Mortgages (HECMs) can be evaluated and used within a retirement income plan, with an emphasis on decision-making for homeowners who may want to convert home equity into accessible cash flow while remaining in their primary residence. The book outlines the role of housing wealth alongside Social Security, pensions, investment portfolios, and insurance, and frames reverse mortgages within common retirement risks such as longevity, market volatility, inflation, unexpected spending needs, and cognitive decline. The content focuses on variable-rate HECM options, covering eligibility requirements, counseling, principal limit factors, upfront and ongoing costs, repayment mechanics, tax considerations, and key program features such as line-of-credit growth. It also compares reverse mortgages with alternatives such as HELOCs and income annuities, and presents strategy-oriented use cases including portfolio withdrawal coordination, debt management in retirement housing decisions, term and tenure payment structures, and ways to manage retirement contingencies and home value protection.

How to Use Reverse Mortgages to Secure Your Retirement

Reverse Mortgages

»Carla Hinrichs schreibt mit einer Dringlichkeit, die ihren politischen Schmerz in eine poetische Analyse verwandelt.« 
 Samira El OuassilCarla Hinrichs schläft noch, als ein Einsatzkommando unter Berufung auf § 129 StGB ihre Wohnung stürmt. Der Vorwurf: Bildung einer kriminellen Vereinigung, der Letzten Generation. Die Jurastudentin aus Bremen, die sich dafür einsetzt, dass Gesetze auch vom Staat eingehalten werden, landet nun selbst dafür vor Gericht. Dieses Buch ist ein erschütterndes Zeugnis davon, wie verletzt unsere Demokratie ist und der dringliche Appell, die eigenen Grundrechte immer wieder aktiv zu nutzen – solange wir sie noch haben.&nbsp;»Aktivist:innen zu kriminalisieren, ist ein Angriff auf unsere Grundrechte.« AMNESTY INTERNATIONAL

»Aktivist:innen zu kriminalisieren, ist ein Angriff auf unsere Grundrechte.« 
 Amnesty InternationalCarla Hinrichs schläft noch, als ein Einsatzkommando unter Berufung auf § 129 ihre Wohnung stürmt. Der Vorwurf: Bildung einer kriminellen Vereinigung, der »Letzten Generation«. Die Jurastudentin aus Bremen, die sich dafür einsetzt, dass Gesetze auch vom Staat eingehalten werden, landet nun selbst dafür vor Gericht.Hier geht es nicht um die Klimakrise. Hier geht es um die Demokratie und um die Autokratisierung unseres Staates. Und um den Paragraphen 129. Ein Gesetz, das die Staatsanwaltschaft im Kampf gegen Terror und Mafia bemächtigen soll und das missbraucht wird, um Grundrechte wie Versammlungs- und Meinungsfreiheit zu unterdrücken. Die Anklage gegen Carla Hinrichs und die "Letzte Generation" wird dadurch zu einem Präzendenzfall gegen die Zivilgesellschaft. Denn ihr Protest war stets gewaltfrei, doch nun droht ihnen Gefängnis.Spannend, emotional und aufrüttelnd erzählt Carla Hinrichs hier die Geschichte einer politisch engagierten jungen Frau und einer der kontroversesten Bewegungen der letzten Dekade. Ein erschütterndes Zeugnis davon, wie verletzt unsere Demokratie ist und der dringliche Appell, die eigenen Grundrechte immer wieder aktiv zu nutzen –&nbsp; solange wir sie noch haben.&nbsp;

Wie der Staat uns alle verrät

Meine verletzte Generation

Create peace of mind for yourself and those you love with the compassionate, step-by-step End of Life Planner. This easy-to-follow workbook helps you think through your affairs and organize essential information so that your loved ones aren’t left guessing. Express your healthcare and financial wishes, and safeguard your personal legacy with this thoughtfully planned guide.&nbsp; Inside, you’ll find: <ul><li>Clear prompts and structured sections to record contacts, accounts, and legal documents</li><li>Forms for recording your end-of-life preferences</li><li>Space for personal reflections</li></ul> Best of all, it’s all in one secure place. By completing this planner, you give your loved ones the greatest gift: clarity. Reduce confusion, avoid costly mistakes, and spare your family emotional stress by ensuring your voice is heard and your plans are honored exactly as you intended. Thoughtfully designed, simple to use, and profoundly meaningful, End of Life Planner turns a difficult topic into an act of love and empowerment.

Preserve Your Voice, Protect Your Choices, and Pass On Your Legacy

End of Life Planner

As record numbers of us reach our pre-retirement or 'part-time' retirement years, it's essential to prepare for the massive life change that signals a move from working every day to living as we choose. The 30+ years that make up modern retirement are an opportunity to live well and make the most of our later years. This is where How to Have an Epic Retirement comes in. There is no one who has more insight into what retirees want and what they need to know to achieve it than Bec Wilson. Armed with information and the best anecdotal knowledge from retirees and those planning to retire, Bec has compiled the ultimate guidebook for those who want to make the most of this time of their lives. With examples, common questions and information you can apply to your own circumstances, Bec addresses the six key pillars of a great retirement: time, money, health, happiness and fulfilment, travel and your home. How to Have an Epic Retirement guides readers through the way the systems of retirement work, so you can learn the valuable lessons that modern retirees wish someone had shared with them before they kicked off the changes and stages of life that come after retirement. Every modern retiree can have an Epic Retirement - and this book will show you how.

Your ultimate guide to living well, loving life and retiring with financial confidence

How to Have an Epic Retirement

When Tyler Gardner first became a financial advisor, he realized that the industry cared more about commissions than education. Fed up, he began posting informational videos. No jargon, no gatekeeping, just honest financial education to help his now 4+ million followers build real wealth.Real wealth isn't someone else's formula or number. It's a life built with intention. It's confidence that your money is doing what you need it to. It's the flexibility to live how you want to-to confidently protect and grow your money, whether you're starting with $1,000 or $10 million.Drawing on vivid stories from two decades as an educator and financial advisor, Tyler helps you define your priority, understand your portfolio, and weather volatile markets to create and navigate greater wealth. Essential, practical, and readable, Real Wealth shows you how to make money work for you-instead of the other way around.

Make Money Work for You

Real Wealth

The fifth edition of this clear and practical book has been thoroughly updated to deal comprehensively with immigration law procedure and practice, covering European and human rights law, deportation, asylum and onward appeals. In this continually evolving area of law, this new edition takes into account all recent major legislation changes and developments, relevant case law and policies since the last edition.

Changes to the new edition include:
Points Based System;
Rules governing the appeals procedure;
Changes in the administrative process;
The Government's changes in capping immigration.

The new edition also includes coverage of recent cases including decisions from Strasbourg, the House of Lords and the Court of Appeal, legislation and Practice Directions with considered opinion on their likely impact on everyday practice.

Previous ISBN: 9781845923181

This title is included in Bloomsbury Professional's Immigration and Nationality Law online service.

Jackson's Immigration Law and Practice deals comprehensively with immigration law procedure and practice, covering European and human rights law, deportation, asylum and onward appeals.

Jackson's Immigration Law and Practice

The equality guarantee of Article 3 of the German Basic Law represents a core promise of the democratic state governed by the rule of law. The author shows that this promise can only be fulfilled if administrative procedures themselves are free from structural discrimination. Discriminatory outcomes, he argues, reflect discriminatory procedures rather than individual misjudgments. Drawing on the concept of fundamental rights protection through administrative procedure, the study develops a constitutional framework for equality in administration that encompasses both formal and substantive dimensions. The author formulates a subjective right to non-discriminatory procedural design, enabling affected persons to challenge discrimination at an early stage and to seek judicial review.
 

 Comparative analysis with U.S. 
 due process
 and the EU "right to good administration" reveals that such procedural equality rights are conceptually recognized in other legal systems. German procurement law serves as a model for implementing these principles domestically. Finally, the author examines the procedural enforcement of this right under German administrative law and identifies existing protection gaps. He argues for legislative reinforcement through instruments such as collective actions, thereby offering a comprehensive framework for realising equality within administrative practice.

Anspruch auf diskriminierungsfreie Verfahrensgestaltung

Building retirement plans so solid even Klingons want in.Retirement isn't the end of your mission-it's the beginning of your greatest adventure.You've spent decades navigating the grind. Now it's time to chart a new course, one filled with purpose, play, and paychecks that never quit.In Retirement: Beyond the Final Frontier, best-selling author and nationally recognized retirement strategist Kelly Shaw teams up with financial powerhouse JaLynn Manser to deliver a powerful, easy-to-understand roadmap to lasting income, maximum freedom, and a whole lot more fun in retirement.You'll discover:The real secret to lifetime income (without gambling your future on the stock market)
Why traditional advice like "draw 4%" is basically space junk
How to create Playchecks and Paychecks for Life
The "Retirement Launch Protocol"-a step-by-step game plan to start living boldly now


Whether you're nearing retirement or already there, this book will equip you with the tools, mindset, and mission control needed to retire boldly, live richly, and leave a legacy.So suit up, Captain. The next phase of your journey begins now.

Beyond the Final Frontier

Retirement

Zoo-Reihe

Das ZOO-Vorlesebuch ab 5 Jahren mit wichtiger Botschaft: Lasst uns Vorurteile abbauen und Fremde kennenlernen!

Willkommen im Zoo - Ein neues Zuhause für Ignaz Pfefferminz Igel

It's Not too Late to Build Toward a Better Future!Rick Caruso has earned a reputation for being a problem solver--somebody who's not afraid of facing big challenges. From his appointment to Water Commissioner and later Police Commissioner in Los Angeles to his bold real estate ventures, Caruso made the decisions he felt were right, even in the face of staunch adversity. In Its Not Too Late, Caruso shares the lessons he learned from his experiences while offering us all a path forward to a better future. At a time when more importance is placed on choosing sides than actually getting things done (let alone done right), Caruso offers refreshing perspective and will teach you how to let go of false divisions, and instead to embrace the search for actual answers and solutions.Togetherness, brotherhood, sisterhood, faith in each other, respect for each other, the ideals preached in almost every faith on Earth are the way forward, no matter how difficult the climb in front of us may seem. And ultimately, the only way we will get back on that path is for each of us to step up, with integrity, in whatever small way we can: for our kids, for our communities, for our country, and for each other.

It’s Not too Late to Build Toward a Better Future!

The Power of Finding Steadfast Solutions

It's Not Too Late

The #1 New York Timesbestselling author of The Crimson Moth(published as Heartless Hunterin North America) weaves an epic love story of a magical girl, the boy she left behind, and a deadly curse.'Lush, dark, and romantic. I could have remained lost in the woods forever' Isabel Ibañez, #1 New York Times bestselling author of What the River KnowsNo matter how far she runs, the forest always comes for Emeline Lark, haunting her with its mysterious disappearances and its tales of fae magic.When her grandfather goes missing, Emeline is forced to venture into the woods to save him. There, Hawthorne Fell, a handsome and brooding tithe collector, brutally tries to dissuade her from searching, even as a magnetic spark ignites between them.Undeterred, Emeline enters the court of the fabled Wood King and makes a deal: her voice for her grandfather's freedom. Little does she know, she's stumbled into a curse that threatens the very existence of this eerie world she's now trapped in. To survive, she'll need to team up with the fiery yet secretive Hawthorne. If she fails, she'll lose everything she holds dear.Devastating and romantic, in Kristen Ciccarelli's A Dark Forgetting, everything has a cost.'Darkly gorgeous and moving... full of curses and fae magic that will capture your heart and wrap it in thorns before setting you free again, forever changed' Evelyn Skye, New York Timesbestselling author of The Crown's GameOriginally published in hardcover asEdgewood.

The #1 New York Times bestselling author of The Crimson Moth (published as Heartless Hunter in North America) weaves an epic love story of a magical girl, the boy she left behind, and a deadly curse.

A Dark Forgetting

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