Teachers Can Be Financially Fit
Economists' Advice for Educators
| <p>Donna teaches math in an inner-city charter school. Most of her students come from single-family households and most are poor: over 90 percent of them are eligible for free or reduced lunch. Great math teachers at schools like Donna’s are rare. But Donna is a gifted teacher. She loves math and she loves her students. She believes that building strong math skills is the gateway out of poverty, and she has high expectations of her students. </p><p></p><p>But as dedicated as Donna is to her students and to teaching them to work towards a more financially secure future, she is not doing the same for herself. In fact, she is not saving a thing for her own retirement. She’s been teaching for fifteen years and barely has anything to show for it financially. What can Donna do?</p><p></p>This book uses relatable case studies to dispense practical financial advice to educators. Written by an expert team of four award-winning economics educators, this book provides an engaging narrative specifically designed for teachers and their unique financial needs.<p></p> |
Inhalt
<p>This book uses relatable case studies to dispense practical financial advice to educators. Written by an expert team of four award-winning economics educators, the book provides an engaging narrative specifically designed for teachers and their unique financial needs.</p><p>Educators are attracted to the teaching profession for numerous reasons. Prospective teachers enter the profession believing it offers a certain level of job security and good benefits, usually including a defined-benefit, state-funded pension. But things are changing. Pensions vary widely from state to state and even within school districts. Many private schools do not offer even basic 403(b) saving plans and, when they do, they are often not very generous. Much the same can be said of many charter schools and private colleges and universities.</p>The book consists of fourteen chapters covering a comprehensive group of topics specifically curated for educators teaching at the K-12 and university level, including saving for retirement, managing debt, investment strategies, and real estate. Each chapter begins with a case study of an educator in a specific financial situation, which sets the scene for the introduction and explanation of key concepts. The chapters include a Q&A section to address common questions and conclude with a “Financial 911” focusing on a financial emergency related to the chapter topic. <p></p>
Bibliografische Angaben
August 2020, Englisch
SPRINGER
9783030493561