Profitability and Competition in Chinese Banking

This book provides a comprehensive and accurate analysis of competitiveness within the Chinese banking industry. It offers a detailed examination of the impact of competition on bank profitability by comparing three different ownership types of Chinese commercial banks (state-owned, joint-stock and city commercial banks) between the period 2003-2013, while at the same time controlling comprehensive bank-specific, industry-specific and macroeconomic variables. It explores the policy implications for the Chinese banking industry, investigates the impact of competition on profitability in the Chinese banking industry, and provides a systematic review of reform and structure.