There is nothing more powerful than a great idea at the right time. BlueOrchard is the story of such an idea: the vision to mobilize market forces to empower low-income households to create a better life. BlueOrchard was founded 15 years ago, and as a private business initiative, it has grown into one of the world's leading private impact investment companies. BlueOrchard has proven that it is possible to simultaneously achieve an attractive financial return and make a sustainable social impact. This book is the unique, colorful story of BlueOrchard, told by members of its board and management, by investors, partners, critical observers – and, most importantly, by the micro-entrepreneurs and recipients of loans themselves.