"After numerous discussions and mentoring sessions with his students, Lloyd James Ross found that the core issue leading to financial turmoil was an inability to effectively manage time. Moreso, he found that his student's financial issues had to do with mindset and perception of the relationship between money and time. Despite recognizing their time as the most valuable commodity on earth, his students consistently prioritized money over everything else, even at the expense of their happiness. By applying his own personal principles of time management, Lloyd James Ross helps readers reach exceptional financial and lifestyle outcomes and achieve more by actually doing less"-- Provided by publisher.